Mortgage Solutions Financial · 1 day ago
Outside Loan Officer
Colorado Springs, CO
Full-time
Hybrid
Mid LevelMortgage Solutions Financial is committed to serving clients with integrity and respect. The Outside Loan Officer is responsible for soliciting residential mortgage borrowers, developing a strong pipeline, and assisting borrowers throughout the loan application process.
FinanceFinancial ServicesMortgage
Responsibilities
Provides friendly residential loan origination services as a trusted alternative to big, impersonal financial institutions, redefining the mortgage experience for customers and team members
Engages in marketing and promotional activities in support of Loan Officer’s personal leads
Builds and maintains a pipeline of referral sources from which to identify new personal sales leads such as real estate brokers/salespersons, builders, bankers, community leaders, family members, etc
Spends at least one or two hours a day, two or more times a week outside of the office (including home office) originating loans, networking or marketing with referral partners, or developing personal relationships with potential borrowers
Conducts in-person calls outside of the branch office location (including home office) to real estate agents and brokers, financial advisors, and other potential referral sources to develop borrower leads
Meets with borrowers in person to sell mortgage loan products, with meetings occurring with prospective borrowers at locations other than MSF’s branch locations, e.g., borrowers’ homes or other locations
Maintains communication with existing and previous customers, alerting them of new products, services, and enhancements that may be of interest, adjunct to in-person contacts
Engage in marketing and promotional activities in support of loan officer’s own outside sales efforts
Any work done at MSF’s Branch office is related and supplemental to outside sales activities
Work which may be performed at the Branch location in conjunction with outside sales activities may include:
Calling prospects with whom the loan officer has been dealing during outside sales activities
Dictating or writing letters to prospective loan applicants
Talking to such prospects in the Branch about their particular transactions
Calling a list of prospective buyers or sellers of homes with whom the loan officer has had no prior contact
Preparing a contact and other forms required for a sale negotiated during the loan officer’s outside sales activity
Talking to a “walk-in” prospect with whom the loan officer has had no prior contact and showing photographs and discussing terms on specific houses, if such activity results in subsequent outside sales activity with the prospect
Originator may choose to accept or decline Company Leads
Analyzes and exercises independent judgment and discretion in advancing MSF’s business objectives and the interests of MSF’s borrowers regarding significant financial decisions
Carries out major assignments affecting business operations of MSF or MSF borrowers through:
Manages loan pipeline, review active loan files regularly to ensure there are no missing loan documents, follow up on outstanding loan conditions
Correspond with applicants to resolve questions regarding application information
Compile loan packages and facilitate negotiation with applicants according to MSF standards, such as origination fees, loan repayment options, and other credit terms
Reviews applications, collects, and prepares materials needed to secure a loan
Remains aware of loan application deadlines and informs borrowers about them
Completes necessary continuing education in a timely manner and remains current on local developments and trends within the mortgage and real estate industries
Compliance with applicable state and federal licensure and mortgage and fair lending laws and regulations
Qualification
Required
Proactively solicit residential mortgage borrowers from personal referral sources
Develop and cultivate a strong pipeline of borrowers
Assist borrowers in researching loans and navigating the application, approval, and closing process
Recommend loan options to borrowers and explain their terms
Determine risks for loaning to borrowers based on their credit
Process paperwork related to loan applications
Provide friendly residential loan origination services
Engage in marketing and promotional activities to support personal leads
Build and maintain a pipeline of referral sources
Spend at least one or two hours a day, two or more times a week outside of the office originating loans, networking, or marketing
Conduct in-person calls to develop borrower leads
Meet with borrowers in person to sell mortgage loan products
Maintain communication with existing and previous customers
Analyze and exercise independent judgment in advancing MSF's business objectives
Manage loan pipeline and review active loan files regularly
Correspond with applicants to resolve questions regarding application information
Compile loan packages and facilitate negotiation with applicants
Review applications and prepare materials needed to secure a loan
Remain aware of loan application deadlines and inform borrowers about them
Complete necessary continuing education in a timely manner
Comply with applicable state and federal licensure and mortgage and fair lending laws and regulations
Benefits
Health, Dental and Vision Insurance
Options to participate in a Health Savings Account
Flexible Spending Account
Health Reimbursement Arrangement
Voluntary Life and AD&D coverage
Voluntary Short-Term, Long-Term Disability and Supplemental insurance
Participate in a company retirement plan
Company
Mortgage Solutions Financial
Mortgage Solutions Financial is a mortgage company that offers financial planning and home loan services for individuals and families.
Founded in 1995
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Jeff Trusheim
Chief Financial Officer
AMALIA SALAZAR
Licensed Loan Partner
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