Mortgage Solutions Financial · 1 day ago
Inside Loan Officer
Mortgage Solutions Financial is committed to serving clients with integrity and respect in the mortgage industry. The Inside Loan Officer will proactively process leads and assist residential mortgage borrowers in navigating the loan application, approval, and closing processes while cultivating a strong pipeline of referrals.
FinanceFinancial ServicesMortgage
Responsibilities
Provides friendly residential loan origination services as a trusted alternative to big, impersonal financial institutions, redefining the mortgage experience for customers and team members
Receives and processes Company Leads to generate new loans from the result of Company marketing activities
May engage in marketing and promotional activities in support of Loan Officer’s personal leads
Builds and maintains a pipeline of referral sources from which to identify new personal sales leads such as real estate brokers/salespersons, builders, bankers, community leaders, family members, etc
May spend time outside of the office (including home office) originating loans, networking or marketing with referrals, or developing personal relationships with potential borrowers
Maintains communication with existing and previous customers, alerting them of new products, services, and enhancements that may be of interest, adjunct to in-person contacts
Analyzes and exercises independent judgment and discretion in advancing MSF’s business objectives and the interests of MSF’s borrowers regarding significant financial decisions
Carries out major assignments affecting business operations of MSF or MSF borrowers through:
Manages loan pipeline, review active loan files regularly to ensure there are no missing loan documents, follow up on outstanding loan conditions
Correspond with applicants to resolve questions regarding application information
Compile loan packages and facilitate negotiation with applicants according to MSF standards, such as origination fees, loan repayment options, and other credit terms
Reviews applications, collects, and prepares materials needed to secure a loan
Remains aware of loan application deadlines and informs borrowers about them
Completes necessary continuing education in a timely manner and remains current on local developments and trends within the mortgage and real estate industries
Compliance with applicable state and federal licensure and mortgage and fair lending laws and regulations
Qualification
Required
Proactively process Company Leads and solicit residential mortgage borrowers from personal referral sources
Develop and cultivate a strong pipeline
Assist borrowers in researching loans and navigating the application, approval, and closing process
Recommend loan options to borrowers and explain their terms
Determine risks for loaning to borrowers based on their credit and processing paperwork
Provide friendly residential loan origination services
Receive and process Company Leads to generate new loans
Engage in marketing and promotional activities in support of Loan Officer's personal leads
Build and maintain a pipeline of referral sources
Spend time outside of the office originating loans, networking, or marketing with referrals
Maintain communication with existing and previous customers
Analyze and exercise independent judgment and discretion in advancing MSF's business objectives
Manage loan pipeline and review active loan files regularly
Correspond with applicants to resolve questions regarding application information
Compile loan packages and facilitate negotiation with applicants
Review applications, collect, and prepare materials needed to secure a loan
Remain aware of loan application deadlines and inform borrowers about them
Complete necessary continuing education in a timely manner
Remain current on local developments and trends within the mortgage and real estate industries
Comply with applicable state and federal licensure and mortgage and fair lending laws and regulations
Benefits
Health, Dental and Vision Insurance
Options to participate in a Health Savings Account
Flexible Spending Account
Health Reimbursement Arrangement
Voluntary Life and AD&D coverage
Voluntary Short-Term, Long-Term Disability and Supplemental insurance
Participate in a company retirement plan
Company
Mortgage Solutions Financial
Mortgage Solutions Financial is a mortgage company that offers financial planning and home loan services for individuals and families.