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Ameris Bank · 1 day ago

Mortgage Banker Outside Sales

Cumming, GA

Full-time

Hybrid

Entry Level

1+ years exp

Ameris Bank is a purpose-driven company dedicated to bringing financial peace of mind to communities. They are seeking a Mortgage Banker Outside Sales to originate and close mortgage loans while developing client relationships and generating leads for mortgage financing.

BankingFinanceFinancial ServicesMortgage

Responsibilities

Maintain an active Ameris Bank sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in compliance with the federal S.A.F.E Act requirements

Establish and maintain all client relationships with realtors, builders, developers, branches and other referral agents on an on-going basis

Contact in person or by phone potential or existing customers to develop new business or retain existing business

Counsel customers on all products the customer is eligible to obtain ensuring the product chosen best fits their financial needs without steering a customer to any particular product

Assist customers with completing the loan application, provide/explain required initial documentation and disclosures according to the required timelines, and submit loan applications within required timelines

Oversee loan process by monitoring loan status and ensuring conformity with terms

Communicate to loan processors regarding coordination of workflow and files in process and assist in collecting additional documents and communicating loan status to all parties in a timely manner

Adhere to established minimum fees and product pricing structure

Network through industry related functions, professional, business and community organizations and activities to promote and market loan products on a monthly basis

Attend all purchase loan closing transactions on behalf of Ameris Bank Mortgage as required

Communicate with branch manager on a regular basis to update them on sales call efforts

Meet regularly with loan processor to review pipeline report for accuracy and status

Work with branch managers and other sales personnel to support bank cross-selling opportunities and other initiatives

Keep informed on all Ameris Bank Mortgage loan programs and adhere to all regulatory and compliance requirements

Meet and exceed the minimum production standards as detailed in the compensation agreement

Attend all required meetings

Complete all required training

Adhere to work schedule as designated by manager

Practices ethical sales behaviors in accordance with Ameris' core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services

Qualification

Mortgage origination applicationsMortgage products knowledgeReferral relationship establishmentContact management systemCustomer service experienceSales skillsNetworking skillsCommunication skills

Required

Experience using mortgage origination applications

Effective utilization of a contact management system

Knowledge of mortgage products/servicing, operations, and current market trends

Proven mortgage production of $5 million over the past year

Proven success in establishing referral relationships

Minimum 1 year of Mortgage experience

Minimum 1 year of Customer Service experience

High school diploma or GED required

Preferred

Bachelor's degree preferred

Benefits

Medical, Dental and Vision Insurance

Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment

Life Insurance provided at no additional cost to employees

Accidental Death & Dismemberment Coverage

Long-Term Disability Coverage

Paid Sick and Vacation Leave

11 Holidays

Volunteer/Service Day

Employee Stock Purchase Plan

401(k) Retirement Plan

Ameris Bank matches 50% of your first 8% of contributions to the plan

Flexible Spending Accounts

Health Savings Account

Health Reimbursement Arrangement