Harnham · 1 day ago
Senior Credit Risk Analyst
Harnham is a fast-growing fintech redefining consumer access to credit through innovative lending. The Senior Credit Risk Analyst will lead the acquisition and underwriting strategies, blending analytics and commercial judgment to enhance credit policy and portfolio performance.
Responsibilities
Design, test, and optimize acquisition and underwriting strategies that balance growth with credit quality
Use SQL and Python to analyze portfolio trends and uncover performance insights
Partner with data science, product, and finance teams to bring analytical ideas into production
Monitor credit metrics, detect early signals of change, and adjust policy frameworks proactively
Contribute to the evolution of credit governance and measurement standards
Qualification
Required
2–4 years of experience in credit risk, strategy, or portfolio analytics
Technical proficiency in SQL
Deep understanding of credit policy, underwriting, and acquisition strategy
Ability to translate complex data into actionable, commercially sound recommendations
Strong communication and stakeholder influence skills
Preferred
Experience in cards, personal loans, or consumer lending
Proficiency in R
Benefits
Bonus
Benefits
Competitive compensation
Company
Harnham
Harnham has actively chosen to focus on Data and Analytics.
Funding
Current Stage
Growth StageTotal Funding
unknownKey Investors
BGF Ventures
2022-05-01Seed
Recent News
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