Senior Credit Risk Analyst jobs in United States
cer-icon
Apply on Employer Site
company-logo

Harnham · 1 day ago

Senior Credit Risk Analyst

Harnham is a fast-growing fintech redefining consumer access to credit through innovative lending. The Senior Credit Risk Analyst will lead the acquisition and underwriting strategies, blending analytics and commercial judgment to enhance credit policy and portfolio performance.

AnalyticsConsultingInformation TechnologyMarketing
Hiring Manager
Conor Larkin
linkedin

Responsibilities

Design, test, and optimize acquisition and underwriting strategies that balance growth with credit quality
Use SQL and Python to analyze portfolio trends and uncover performance insights
Partner with data science, product, and finance teams to bring analytical ideas into production
Monitor credit metrics, detect early signals of change, and adjust policy frameworks proactively
Contribute to the evolution of credit governance and measurement standards

Qualification

Credit risk analysisSQLAcquisition strategyPythonCredit policyStakeholder influenceCommunication skills

Required

2–4 years of experience in credit risk, strategy, or portfolio analytics
Technical proficiency in SQL
Deep understanding of credit policy, underwriting, and acquisition strategy
Ability to translate complex data into actionable, commercially sound recommendations
Strong communication and stakeholder influence skills

Preferred

Experience in cards, personal loans, or consumer lending
Proficiency in R

Benefits

Bonus
Benefits
Competitive compensation

Company

Harnham has actively chosen to focus on Data and Analytics.

Funding

Current Stage
Growth Stage
Total Funding
unknown
Key Investors
BGF Ventures
2022-05-01Seed

Leadership Team

leader-logo
David Farmer
Chief Executive Officer
linkedin
S
Stephen Lawrence
CFO
linkedin
Company data provided by crunchbase