The Agency ยท 2 weeks ago
Commercial Lender
St Charles, IL
Full-time
Onsite
Mid, Senior Level
$100K/yr - $150K/yrThe Agency is a trusted community bank dedicated to serving local businesses, and they are seeking an experienced and motivated Commercial Lender to join their team. This role is essential in fostering relationships with commercial clients, evaluating creditworthiness, and managing loan portfolios to support the growth of the local economy.
Staffing & Recruiting
Hiring Manager
Kelli Jamison
Responsibilities
Develop and maintain strong relationships with local businesses and commercial clients
Serve as the primary point of contact for commercial lending inquiries and solutions
Actively participate in community events to enhance the bank's visibility and engagement
Identify and pursue opportunities for commercial loans, including lines of credit, equipment financing, and real estate loans
Assess loan applicants' creditworthiness by analyzing financial statements, business plans, and market conditions
Structure loan terms and conditions that align with the bank's policies while meeting client needs
Monitor and manage assigned loan portfolios to ensure timely repayments and compliance with regulatory requirements
Conduct regular client reviews to identify growth opportunities and potential risks
Address delinquent accounts and coordinate with the credit team to resolve issues
Ensure all loan transactions comply with banking regulations, internal policies, and legal requirements
Maintain accurate and comprehensive records of loan applications, approvals, and modifications
Work closely with the credit team to streamline loan processing and approval workflows
Partner with other departments to cross-sell banking products and services, fostering a holistic approach to client satisfaction
Qualification
Required
Proven experience in commercial lending, preferably within a community bank setting
Strong understanding of financial analysis, credit underwriting, and loan documentation
Excellent communication, negotiation, and interpersonal skills
Proficiency in banking software and tools for credit evaluation and loan processing
Commitment to upholding the community bank's values and mission
Preferred
Established network within the local business community
Knowledge of relevant regulatory requirements and risk management practices
Ability to work independently while contributing to a collaborative team environment
Benefits
Health insurance
Retirement plans
Paid time off
Company
The Agency
At The Agency Recruiting, trust and transparency form the foundation of every partnership we build.
Founded in 2023
11-50 employees
Funding
Current Stage
Early StageLeadership Team
Logan Koopman
Founder & CEO
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