Head of Risk jobs in United States
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Cashera Capital · 4 days ago

Head of Risk

Cashera Capital is a fintech innovator that provides flexible funding solutions to growing businesses. They are seeking an experienced Head of Risk to lead and scale the company’s risk management framework across credit, operational, financial, and regulatory risk, ensuring sustainable growth while maintaining strong risk controls.

Financial Services
Hiring Manager
Mihaela Basarab
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Responsibilities

Develop, implement, and maintain Cashera Capital’s enterprise risk management framework
Own and oversee credit risk strategy, including underwriting policies, risk and portfolio performance
Monitor and manage operational, fraud, liquidity, and market risks
Partner with underwriting and data teams to refine risk models, scorecards, and approval strategies
Ensure compliance with applicable regulatory and legal requirements relevant to fintech and lending operations
Identify emerging risks related to products, technology, partnerships, and market conditions
Drive continuous improvement of controls, policies, and procedures
Act as a key advisor to the CEO and executive team on risk-related matters
Support audits, regulatory inquiries, and third-party risk assessments

Qualification

Risk managementCredit riskRisk frameworksUnderwritingRisk modelingPortfolio managementRegulatory complianceAnalytical skills

Required

3+ years of experience in risk management within fintech, lending, banking, or financial services
Strong background in credit risk (consumer, SME, or alternative lending preferred)
Proven experience building and scaling risk frameworks in high-growth environments
Deep understanding of underwriting, risk modeling, and portfolio management
Familiarity with fintech regulatory requirements and compliance standards
Strong analytical skills with the ability to interpret data and translate insights into strategy

Company

Cashera Capital

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Cashera provides funding solutions to meet the needs of consultants, food delivery professionals, freelancers, gig workers, micro business owners, Uber drivers, Lyft drivers, and other self-employed individuals.

Funding

Current Stage
Early Stage
Company data provided by crunchbase