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Citizens · 1 week ago

Commercial Sr Field Examiner/Reviewer

United States

Full-time

Remote

Senior Level

$90K/yr - $136K/yr

7+ years exp

Citizens Bank is seeking a Senior Field Examiner/Reviewer to support the underwriting of lending facilities for commercial borrowers. The role involves on-site evaluations to ensure compliance with lending policies and assess collateral adequacy, while also preparing detailed reports and collaborating with internal stakeholders.

BankingCredit CardsFinancial ServicesFinTechRetail

No H1B

Responsibilities

Lead large-scale, complex field exams, ensuring alignment with organizational objectives and regulatory standards and providing in-depth analysis of overall financial condition of various companies/industries, identifying credit risks, trends, and deteriorating situations

Guide and mentor team members in credit risk analysis and field examination best practices, through thorough review of Junior Examiner work product

Leverage advanced quantitative and analytical tools to measure, monitor, and manage credit risk effectively

Prepare and present detailed reports and analyses to senior management and key stakeholders, providing actionable insights and recommendations

Collaborate with cross-functional teams to enhance risk management frameworks and ensure compliance with internal and external requirements

Qualification

Credit risk managementFinancial statement analysisRisk modelingAnalytical skillsMicrosoft OfficeProject managementCommunication skillsCommercial lending knowledgeData miningAudit softwareMentoringProblem-solving

Required

Bachelor's degree in finance, accounting, economics, or related field

7+ years of experience as a Field Examiner, Auditor, or similar role

Strong knowledge of credit risk management principles, regulatory guidelines, and industry best practices

Proven ability to lead complex projects, manage competing priorities, and deliver results under tight deadlines

Advanced proficiency in financial statement analysis, collateral evaluation, and risk modeling

Exceptional communication and presentation skills, with the ability to convey complex concepts clearly to senior leadership

High level of analytical and problem-solving skills, with meticulous attention to detail

Proficiency in Microsoft Office suite

Preferred

Professional certifications such as CFA, CPA, or CTP

Demonstrated ability to mentor and develop junior examiners

Strong knowledge of commercial lending products, collateral types, and market dynamics

Knowledge of data mining and audit software a plus

Benefits

Comprehensive medical, dental and vision coverage

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees