This job has closed.

Prosperity Bank · 6 days ago

Credit Underwriter II (Full Time) - Remote

United States

Full-time

Remote

Entry, Mid Level

2+ years exp

Prosperity Bank is seeking a Credit Underwriter II to join their Credit and Underwriting department. This role involves processing credit applications, reviewing credit reports, and creating detailed credit packages for syndication to third-party partners while ensuring effective communication across departments.

BankingFinancial Services

Responsibilities

Review credit reports and prepare credit submission packets which have been thoroughly vetted and analyzed to meet the approval requirements of our funding partners

High level analyzing of Credit Reports to determine credit factors which could lead to an approval or denial by our funding sources

Work to eliminate denial factors on credit reports and identify documentation needed from our clients which could clear credit stipulations / prefunding conditions, before presenting a transaction to our funding sources

Respond to inquiries regarding the status of a credit application or transaction and deliver clear and positive communication to internal departments (sales and funding)

Make decisions on applications submitted through internal and dealer relationships while placing a strong emphasis on response time, attention to details and the quantity of applications processed

Exercise sound judgment when reviewing details and potential alerts and/or risks associated with credit reports that may lead to a credit denial

Adhere to company policies and procedures and escalate any matters non-compliant to Credit Management

Logically document all credit decisions in the Salesforce.com database

Follow up with Funding Sources or Account Managers to ensure items needed are received prior to funding

Assist with other administrative duties, including data entry and CRM database management as assigned by the Credit team

Qualification

Credit analysisLoan processingSyndication partnershipsSalesforce CRMMicrosoft OfficeCustomer interactionProfessionalismVerbal communicationWritten communicationAttention to detail