Senior Credit Analyst jobs in United States
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Machias Savings Bank ยท 1 day ago

Senior Credit Analyst

Machias Savings Bank is a family-first, employee-focused group of community leaders committed to serving customers and empowering them to reach their potential. They are seeking a skilled and analytical Senior Credit Analyst to evaluate and underwrite complex commercial loan requests, analyze financial data, and ensure compliance with internal policies and regulatory standards.

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Comp. & Benefits

Responsibilities

Underwrite complex commercial loan requests and relationships
Analyze financial statements, cash flow, and industry trends
Prepare credit narratives and present to approval officers and loan committees
Maintain and update financial spreads in the loan underwriting system
Ensure compliance with bank credit policy and government regulations

Qualification

Commercial credit underwritingFinancial analysisExcel skillsGAAP knowledgeCredit risk assessmentAttention to detailCommunication skillsCollaboration skills

Required

Degree in Business, Finance, or equivalent experience
5+ years of commercial credit underwriting or related experience
Strong financial analysis and Excel skills (including formulas)
Working knowledge of GAAP and credit risk assessment
Excellent attention to detail, communication, and collaboration skills

Benefits

Profit Sharing
401(k) match
Health
Dental
Vision
Life and Disability Insurance
Generous Paid Time Off options

Company

Machias Savings Bank

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Machias Savings Bank offers banking services for individuals, businesses, and communities.

Funding

Current Stage
Growth Stage

Leadership Team

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Larry Barker
President & Chief Executive Officer
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Ben Jordan
Chief Operating Officer
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Company data provided by crunchbase