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STCU · 2 days ago

Commercial Banking Officer III

College Place, WA

Full-time

Onsite

Senior Level

$9,025.08/mo - $13,537.67/mo

5+ years exp

STCU is consistently rated one of the top-performing credit unions in the nation, and has been named one of Fortune Magazine’s Great Places to Work. The Commercial Banking Officer III is responsible for developing and maintaining strategies to expand the commercial portfolio, focusing on high-value prospects and managing existing loan relationships.

CommunitiesNon ProfitWealth Management

Growth Opportunities

Responsibilities

Meet and exceed individual goals by identifying target markets, creating and maintaining a focused calling/prospecting plan and providing adequate terms, pricing and conditions for credit requests

Manage and develop existing loan portfolio by maintaining a trusted advisor role with the member and establishing consistent contact with the member, advising on products and services accordingly, and monitoring maturities and annual reviews

Ensure timely collection of required financials to minimize delinquencies and past due covenants and identify weak credits and create action plans to strengthen or exit problem credits

Develop and maintain sound credit skills by staying current on STCU’s Member Business Loan Policy, standards and procedures

Develop and maintain partnerships across various departments within STCU to ensure a complete and robust understanding of how each group impacts the overall member experience. Coordinate accordingly to demonstrate your aptitude as a trusted advisor

Stay informed on current trends, best practices or other issues both internally and externally by being involved in your community and reading relevant news publishing

Provide support, training and mentoring to other Commercial Banking Officers

Qualification

C&I lendingSBA lendingCommercial real estate lendingCloud banking softwareConstruction loan management softwareMS Office proficiencySales experienceFinancial analysisCommunity involvementMentoring

Required

Bachelor's degree in Business, Finance or related area required

Minimum of five years' experience in C&I lending or successful sales experience

Extensive Small Business Administration (SBA) and commercial real estate lending experience required

Previous experience with cloud banking software and/or construction loan management software such as nCino, Built and Malauzai is preferred

Proficient knowledge of MS Office programs including Outlook, Word, Excel, PowerPoint and Teams

Must be able to regularly talk, hear and operate a computer, keyboard and mouse and occasionally lift, pull/push and carry up to 10 pounds with accommodations

Exposure to constant or intermittent sounds at a low or moderate level consistent with an office setting

Exposure to high-stress, fast-paced, deadline-oriented environment

Travel as needed for site inspections and/or meetings/training