Civista Bank · 3 weeks ago
Regional Market Executive
Cincinnati, OH
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expCivista Bank is seeking a Regional Market Executive to direct and coordinate all lending activities within the specified region. This role involves managing lending and treasury activities, overseeing commercial lending teams, and ensuring compliance with bank policies while maintaining asset quality.
BankingFinanceFinancial Services
Responsibilities
Prepares department scheduling, periodic loan department updates and periodic reports for management’s review
Manage and oversee commercial lending team and Treasury Management Officer within specified region of the Bank
Examines, evaluates, authorizes, or recommends approval of customer applications for commercial loans and lines of credit
Reviews periodically for required updated financial information and field visits
Develops and implements new products; reviews loan pricing/fees and recommends changes; ensures resolution of department computer system issues
Act as escalation point for various lending issues
Performs commercial loan activities for personal base of customers; review key/critical lender loans; presents commercial loans to loan committee
To independently manage, review and approve own, as well as subordinates, highly complex business/commercial loan credit underwriting and loan structures
To maintain cohesive, highly trained and motivated staff, sufficient to meet the daily operational needs of the lending department
To insure the department meets its goals to maintain delinquency at or below the established percent of loans outstanding; maintain a charge-off rate of not more than the established guidelines; to ensure asset quality of total bank loan portfolio is maintained; to ensure fees on loans are collected at established minimums
To ensure that lending operations are in accordance with established Bank policy and are legally compliant
Member of Senior Management
Qualification
Required
Minimum of ten years of combined credit underwriting, lending, business development and sales experience
A college degree in finance, accounting and/or banking or equivalent work experience in the banking industry
Must have extensive knowledge of commercial lending practices and procedures
Strong knowledge in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills
Strong computer skills (Word, Excel) and the ability to learn and use proficiently related lending software programs
Ability to handle multiple projects with varied deadlines; strong attention to detail/analytical skills
Demonstrated proficiency at intermediate level of sales skills and abilities for developing new business customer relationship
Above average supervisory experience and delegation skills
Preferred
Completion of Advanced Commercial Lending School, Graduate Banking School, or Certified Community Lender Certification preferred
Company
Civista Bank
Civista Bank provides personal banking, business banking, and wealth management services.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$154.9M2025-07-10Post Ipo Equity· $79.9M
2021-12-03Debt Financing· $75M
1996-07-12IPO
Leadership Team
Ian Whinnem
Chief Financial Officer
Recent News
Morningstar.com
2025-12-18
2025-10-23
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