Canvas Credit Union · 1 week ago
AVP Lending Operations & Credit Management
Lone Tree, CO
Full-time
Onsite
Senior Level, Lead/Staff
$160K/yr - $175K/yr
8+ years expCanvas Credit Union is passionate about transforming financial services and is seeking an AVP of Lending Operations and Credit Management. The role involves overseeing consumer lending operations and credit risk management, ensuring exceptional member service while maintaining operational integrity and strategic alignment with organizational goals.
BankingFinancial ServicesNon Profit
Responsibilities
Oversee, develop, and lead lending operations and credit risk teams, and maintain effective credit analysis practices to meet loan production and portfolio yield objectives
Create a positive work environment and ensure optimum staffing. Provide strategic direction and leadership to staff with emphasis on delivering excellence in member service, achieving consumer lending goals, and teamwork
Responsible for all management functions including hiring, training, conducting monthly one-on-ones, performance management, scheduling, cross-training and succession planning, timekeeping, etc
Select and provide for the continuing development of subordinate leaders and team members. Conduct annual performance reviews, and provide ongoing guidance, training, and direction to leaders in developing and implementing the Credit Union’s plans and objectives. Promote cost consciousness and fiscal responsibility
Oversee the consumer loan application decision processes and milestones throughout closing, documentation processes, and funding
Review and analyze organizational business needs; confer with users to evaluate requirements and discuss solutions using technology enhancements to develop plans of approach
Build relationships and promote the achievement of Canvas Credit Union’s strategic objectives with business partners, regulatory and governing entities, credit unions, CUSOs, and internal managers
Work as a liaison to our indirect CUSO and partner with participating credit unions to determine and implement new strategic initiatives that support all participating credit unions to align with the lending strategies established for the program
Recommend, create, and maintain accurate reporting of portfolio risk variances and trends; interpret and present on lending and financial reports, report to the Executive Team and Board of Directors on the performance of Canvas’ loan portfolios
Manage credit risk analysis and underwriting standards to ensure consideration of capacity to pay, collateral, credit quality, and other risk factors are appropriate to meet strategic objectives and financial goals
Ensure effective administration and regulatory compliance of loan policies, programs, objectives, and goals
Partner with other leaders in managing dealer relationships and indirect portfolio management
Work collaboratively with other departments to achieve common credit union initiatives
Recommend procedures and policies related to consumer lending
Ensure the application of, and compliance with regulation, policies, procedures, and operational integrity. Comply with Bank Secrecy Act (BSA) and other compliance requests and requirements
Suggests ways to improve the member experience through improved processes and technology
Support credit union initiatives and consumer lending promotions
Provide strategic direction on operational issues, procedures, employee development and goal setting
Recommend procedures and policies related to consumer lending
Assist in training branches on consumer loan features, rules, and regulatory issues
Provide related analysis for recommended adjustments to controls and models
Assist in resolving complaints relating to loan products and services offered
Actively promote and contribute to the achievement of departmental, branch and organizational goals
Keep informed on developments and trends in the financial services industry
Share knowledge with other branches and headquarters on effective practices, competitive intelligence, business opportunities and needs
Follow all safety and security guidelines to properly safeguard member and organization assets
Embrace ongoing education and learn/apply new skills and software applications
Regular attendance and punctuality are essential functions of the job
Perform other job-related duties as assigned
Pre-employment background review (components include criminal, employment, address, social security number, motor vehicle record, global sanctions, and sex offender)
Qualification
Required
Track record of leading and coaching teams to higher results, including consumer lending excellence, consistent delivery of exceptional service, and operational integrity
Strong people management skills; able to build and foster teamwork; coach, train and develop employees
Comprehensive knowledge and understanding of consumer lending products, processes, procedures, and regulatory compliance
Excellent verbal, written and interpersonal communication skills with the ability to explain programs, loan terms, features, policies and benefits to customers and business partners
Advanced knowledge and understanding of Canvas financial products and services
Excellent analytical, problem solving and decision-making skills
Strong attention to detail and excellent organizational skills; ability to manage multiple priorities
Must be proficient in MS Office (Outlook, Excel, Word, CoPilot)
Ability to calculate APY, APR, DTI, LTV, and other key measures of credit risk
Ability to maintain confidences and handle sensitive information
Must possess and maintain a valid Colorado drivers' license and provide proof of insurance
Bachelor's degree in business, finance/accounting, economics or related field required, or equivalent work experience of seven to ten years
Minimum of eight to twelve years of consumer lending management/leadership experience; experience in both commercial and residential mortgage lending is preferred
Benefits
Medical/Dental/Vision Insurance
Flexible time off
Paid Holidays
Flexible Spending Account
Health Savings Account
World Class 401(k) Plan
Tuition Reimbursement
Rate Discounts on Qualifying Loans
May be eligible for incentives or discretionary bonus based on results
Company
Canvas Credit Union
Canvas Credit Union is an experience financial services.
501-1000 employees
H1B Sponsorship
Canvas Credit Union has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Late StageLeadership Team
D
David Pierce
CIO
S
Sara Ott
Chief Retail Officer
Recent News
The Business Times
2025-03-01
Company data provided by crunchbase