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First Tech Federal Credit Union · 1 week ago

Commercial Portfolio Analyst

Hillsboro, OR

Full-time

Hybrid

Entry Level

$78K/yr - $85K/yr

1+ years exp

First Tech Federal Credit Union is seeking a Commercial Portfolio Analyst to manage an existing commercial loan portfolio by liaising with internal and external business partners. The role involves analyzing business loans, ensuring compliance, and maintaining a compliance monitoring database.

BankingFinance

No H1B

Responsibilities

Analyze existing business and commercial loans and evaluate ongoing performance levels, and ensure compliance to specific performance requirements due to repair, replacement reserve, violations, etc

Complete financial and repayment analysis with a focus on cash flow, liquidity, and leverage analysis

Partner with borrowers, lenders, legal counsel, commercial loan officers, and servicing regarding commercial real estate finance and loan administration

Request, collect, and review quarterly and annual review documentation

Create and present relevant loan portfolio reports as required

Maintain compliance monitoring database that tracks credit approval requirements and receipt of member's financial reporting requirements

Research as required to maintain and up-to-date knowledge of products, rates and compliance with regulatory requirements

Manage and process requests relating to various areas of Commercial Lending Servicing

Qualification

Financial analysisCommercial lending knowledgeAccounting principlesAnalytical skillsBusiness communicationMicrosoft Office SuiteProblem solving

Required

Minimum 1 year experience in an analyst role supporting commercial and/or business lending portfolio analysis

Strong knowledge of accounting principles and financial analysis methodologies

Demonstrated ability to present complex commercial lending and credit risk related information

Strong analytical and problem solving skills; ability to resolve complex issues with minimal direction

Ability to work autonomously to manage time effectively and prioritize work appropriately to meet deadlines

Strong business communication skills; able to write/speak clearly and professionally for a variety of stakeholders

Demonstrated ability to establish credibility and rapport with internal and external stakeholders

Proven ability to maintain confidentiality and professionally handle sensitive documents

Intermediate knowledge of Microsoft Office Suite

Preferred

Bachelor's degree in Finance or other related fields of study

Experience evaluating and analyzing complex tax returns

Benefits

Traditional medical, dental, and vision coverage

401K matching up to 5% per pay period

Accrue up to 15 days of Paid Time Off your first year of employment + 3 Personal Days each calendar year

11 paid federal holidays

Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)