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NCR Atleos · 2 days ago

Payments & Settlements Engineer II

Frisco, TX

Full-time

Hybrid

Mid Level

4+ years exp

NCR Atleos is a leader in expanding financial access, headquartered in Atlanta. They are seeking a Payments & Settlements Engineer II who will work with large financial datasets to support on-premise settlement and reconciliation platforms, ensuring accuracy and compliance in financial processes.

BankingFinTech

No H1B

Responsibilities

Serve as an SME for on‑premise payments settlement platforms, including settlement, reconciliation, invoicing, payouts, and exception/registry management

Analyze and troubleshoot transaction flows across acquirers, processors, networks, and downstream systems

Build and maintain data ingestion processes, especially fixed‑format network files and multi‑format data sets

Develop T‑SQL queries, stored procedures, and database designs used to generate accurate downstream reporting and monthly financial processes

Participate in scoping discussions and customer/partner calls to identify impacts, risks, and required changes to settlement processes

Build automation and checkpoints to proactively detect data anomalies, missing records, format changes, or upstream deviations

Develop lightweight console applications or background processes focused on stability over complexity

Document system logic, data flows, file layouts, process dependencies, and troubleshooting guides

Ensure compliance with internal security, audit controls, and financial industry transaction standards

Support and participate in platform upgrades, patching, and configuration management activities

Qualification

T-SQL / SQLPayments conceptsData ingestion processesFinancial datasets troubleshootingBackend scripts developmentCompliance knowledgeBachelor's degreeCuriosityDetail-oriented

Required

Bachelor's degree in a technical discipline OR equivalent work experience

4+ years of experience in engineering, data engineering, or payments systems roles

Strong T‑SQL / SQL experience

Deep understanding of payments concepts including: Merchant/acquirer/processor ecosystem, Authorization flow, Settlement and reconciliation process, Network file formats and mapping

Proficiency with file ingestion, fixed‑format files, and data transformation workflows

Ability to troubleshoot large‑scale financial datasets and identify upstream/downstream impacts

Experience building stable backend scripts, console applications, or automation processes

Understanding of distributed systems and data dependencies across financial workflows

Knowledge of compliance, audit, and financial data controls

Experience within ATM or card-present card processing environments

Prior work in settlement, reconciliation, or financial operations engineering

Benefits

Medical Insurance

Dental Insurance

Life Insurance

Vision Insurance

Short/Long Term Disability

Paid Vacation

401k

Company

NCR Atleos

NCR Atleos provides banks and retailers with technological solutions to reduce operational complexity and increase customer experiences.

Founded in 2023

Atlanta, Georgia, USA

10001+ employees

https://www.ncratleos.com

Funding

Current Stage

Public Company

Total Funding

$1.35B

2023-10-17IPO

2023-09-18Post Ipo Debt· $1.35B

Leadership Team

Tim Oliver

Chief Executive Officer and President

Paul Gardiner

Chief Technology Officer

Recent News

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Company data provided by crunchbase