Stripe · 1 day ago
Credit Operations Analyst
United States
Full-time
Remote
Senior Level
7+ years expStripe is a financial infrastructure platform for businesses, and they are seeking a seasoned Credit Operations Analyst to join their global credit operations team. The role involves leading complex operational processes, driving strategic programs, and architecting solutions to reduce credit risk while collaborating with various stakeholders.
FinanceFinTechMobile PaymentsSaaS
Responsibilities
Work with merchants from successful venture-backed startups to well established institutions, handling the most complex and high-value accounts
Lead in-depth credit reviews on high-risk and strategic merchants throughout their life cycle to identify credit concerns
Investigate and action/triage complex escalations across multiple channels while providing accurate and timely responses
Own critical operational processes that the team performs such as complex credit reviews and handling urgent risk-related escalations whilst upholding a strong commitment to process excellence and clear documentation
Identify risk factors & trends and lead the reporting of said trends to the wider risk team with strategic recommendations
Lead the use of analytics to optimize strategies which can be enforced across the portfolio
Maintain regular communication with cross-functional stakeholders and serve as a key point of contact for credit operations
Identify gaps in current systems, policies and strategies, and drive enhancements and process improvements
Lead and own team work streams related to credit decisioning & accuracy, providing updates in team and org wide business reviews
Qualification
Required
7+ years of relevant experience with a deep understanding of general commercial credit principals
3+ years of experience leading risk related projects or initiatives working closely with cross-functional stakeholders
Proven track record of using data to propose creative solutions to both tactical and strategic problems
Creativity, a team-focused mentality, and highly effective problem solving skills
The ability and desire to question the status quo and drive meaningful change
The ability to approach challenges from a user perspective while being pragmatic and solutions oriented
Deep empathy for entrepreneurs running a business and are motivated to solve problems to empower them
Strong business judgment and demonstrated ability to navigate complexity independently
Strong proficiency using SQL to analyze data, drive insights, and create dashboards and visualizations
Preferred
Credit experience in payments, e-commerce, or fintechs
Experience designing credit/risk workflows, analyst tooling, and processes/procedural workflows
Company
Stripe
Stripe is an API technology company that provides online payment processing and commerce solutions for Internet businesses.
5001-10000 employees
H1B Sponsorship
Stripe has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (272)
2024 (283)
2023 (141)
2022 (379)
2021 (276)
2020 (111)
Funding
Current Stage
Late StageTotal Funding
$9.44BKey Investors
Tiger Global ManagementThrive CapitalFounders Fund
2025-02-27Secondary Market
2024-04-12Secondary Market· $694.16M
2024-03-01Series Unknown
Leadership Team
Steffan Tomlinson
CFO
Aitor Guevara
Head Of Engineering
Recent News
2026-01-05
2025-12-30
2025-12-30
Company data provided by crunchbase