Kin Insurance · 11 hours ago
Underwriter
United States
Full-time
Remote
Senior Level
$58K/yr - $73K/yr
5+ years expKin Insurance is a direct-to-consumer digital insurer focused on the home insurance market, aiming to provide smarter and faster insurance solutions. The Underwriter will assess risks and determine the profitability of insurance policies, ensuring compliance with company guidelines while collaborating with various teams to improve workflows and customer experience.
Financial ServicesInsuranceInsurTechProperty Insurance
Responsibilities
Consistently meet set KPI and push towards stretch KPIs
Maintain a minimum quality score of 95%
Carefully select and underwrite risks in accordance with statutory and company requirements/guidelines to ensure profitability and business targets are met
Reviewing submissions, endorsements, inspection, and renewal reviews within the assigned level of authority
Escalating to Sr/Executive Underwriters based on authority levels
Processing of policy changes or updates, both internal and external-customer-facing
Provide mentorship, support, and guidance within and across teams
Follow policies from new businesses through the life cycle of the policy
Retention task force with cross-collaboration teams
Collaborate with the team to develop new ways to evaluate risk and identify ways to improve customer workflows and automation
Work closely with operations management on de-escalations and negative reviews
May be asked to collaborate with senior team members on ad hoc projects
Additional tasks and responsibilities may change depending on company procedure updates, automation, new product launches, and business needs
Qualification
Required
5+ years of prior underwriting experience in auto and personal lines
Ability to work independently with minimal structure and oversight
Superior customer service and interpersonal skills
Ability to communicate effectively with internal and external customers in an efficient, empathetic, and respectful manner
Driven to improve performance and efficiency
Develop skills in tactful de-escalation techniques and autonomous decision-making
Business acumen to make sensible and intelligent decisions that help Kin's profitability, driving customer retention
Has an understanding of how customer behavior impacts the propensity for loss
Ability to work in a fast-paced and ever-changing environment with limited structure
Ability to context switch seamlessly between tasks as priority and team needs dictate
Proficient in Google Suite or similar tools and capable of navigating multiple tools and windows at the same time
A need for high efficiency, always looking for ways to improve processes and customer experience
Critical thinking and problem-solving skills
Preferred
A bilingual Spanish speaker is a plus, but optional
Umbrella or high net worth personal lines underwriting experience
Benefits
Medical
Dental
Vision
Life Insurance
Short and Long Term Disability Insurance options
Employee Assistance Program
Accident insurance
Hospital indemnity
Critical illness
Legal assistance
Pet insurance
401K with company match of up to 4% of eligible earnings
Flexible PTO for exempt employees
8 company-observed holidays
A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non-birthing parents
Continuing education and professional development opportunities
Company
Kin Insurance
Kin Insurance is a direct-to-consumer digital insurance provider that enhances convenience and customization in coverage options.
501-1000 employees
Funding
Current Stage
Late StageTotal Funding
$753.16MKey Investors
Runway Growth CapitalWellington ManagementActivate Capital Partners
2025-10-09Debt Financing· $45M
2025-09-09Series E· $50M
2025-03-25Debt Financing· $200M
Leadership Team
Sean Harper
CEO and Co Founder
Alex Mitchell
Senior Director of Product Management
Recent News
500 global
2026-01-13
2025-10-23
Company data provided by crunchbase