Current · 1 week ago
Senior Product Manager, Core Processing
New York, NY
Full-time
Onsite
Senior Level
$170K/yr - $204K/yr
6+ years expCurrent is a leading consumer fintech platform transforming financial access for everyday Americans with over five million members. As a Senior Product Manager on the Core Processing team, you’ll design, scale, and optimize the systems that facilitate money transactions for millions of members, collaborating with various teams to enhance the payments infrastructure.
BankingFinanceFinancial ServicesFinTech
Responsibilities
Define and execute the Core Processing roadmap, ensuring alignment with company strategy and cross-functional needs
Lead implementation of new money-movement rails by translating network specs and APIs into clear engineering deliverables
Actively manage and engage with partner banks and payment networks/processors (including Visa, Mastercard, ACH operators) to align on implementation details
Monitor and improve rail performance—targeting industry-leading success rates, lower returns, and reduced costs
Enhance Card Issuing and Processing to maximize authorization rates and effectively manage card lifecycle events
Optimize the performance and cost of Money Movement Rails by focusing on reducing return rates and increasing transaction success rates
Collaborate with the Finance and Treasury teams to automate settlement, reconciliation, and funds-movement flows for high financial integrity
Own the Core Ledger and User Graph as foundational primitives supporting all banking experiences
Qualification
Required
6+ years of specialized Product Management experience in payments, card issuing, core banking at a high growth fintech environment
Expertise of the full transaction lifecycle (initiation, authorization, settlement, chargebacks) and the payments ecosystem
Strong knowledge of issuer processing architecture, BIN sponsorship, and network requirements (Visa/Mastercard)
Technical fluency with APIs, traditional banking file formats (e.g., Nacha), and the ability to use SQL for ad-hoc analysis
Preferred
Familiarity of ISO 8583 or ISO 20022 standards
Experience with ACH or Remote Deposit Capture systems
Background at, or deep familiarity with, an issuer processor or direct network partner (Visa/Mastercard)
Benefits
Meaningful equity in the form of stock options
401(k) plan
Discretionary performance bonus program
Biannual performance reviews
Medical, Dental and Vision premiums covered at 100% for you and your dependents
Flexible time off and paid holidays
Generous parental leave policy
Commuter benefits
Fitness benefits
Healthcare and Dependent care FSA benefit
Employee Assistance Programs focused on mental health
Healthcare advocacy program for all employees
Access to mental health apps
Team building activities
Our modern Chelsea-based office with open floor plan, stocked kitchen, and catered lunches
Company
Current
Current is a leading consumer fintech banking platform transforming financial access for everyday Americans.
51-200 employees
H1B Sponsorship
Current has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2022 (1)
Funding
Current Stage
Late StageTotal Funding
$602.4MKey Investors
Cross River BankAndreessen HorowitzTiger Global Management
2024-12-13Series Unknown· $200M
2024-12-13Debt Financing
2021-04-27Series D· $220M
Leadership Team
Stuart Sopp
CEO
Trevor Marshall
CTO
Recent News
digital-pulse.com.my
2025-12-15
World Forex Award
2025-12-15
2025-12-15
Company data provided by crunchbase