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Cascade Financial Services · 1 day ago

Mortgage Loan Processor

United States

Full-time

Remote

Mid Level

3+ years exp

Cascade Financial Services is a trusted lender in Attainable Housing, helping families realize the dream of home ownership. As a Chattel Loan Processor, you will serve as the Single Point of Contact on loan files, working directly with borrowers and outside parties to ensure a smooth loan process and maintain relationships with manufactured home retailers and communities.

Real Estate

Responsibilities

Serve as the Single Point of Contact on the loan file outside of conversations that are required to be conducted by a licensed Loan Officer

Work directly with the borrower and other outside parties to gather and clear conditions to get the file to closing quickly

Maintain manufactured home retailer, community, and borrower relationships by offering a high level of service during the loan process

Qualification

EncompassPortfolio loan underwritingManufactured home loansConstruction loansLending guidelines knowledgeMulti-taskingTime managementCommunication skillsOrganizational skills

Required

Proficient on the computer and with general Microsoft programs

Expert in issuing accurate conditions for portfolio loans that are based on the borrower's unique characteristics and then working with the borrower to meet those conditions

Qualified to underwrite and clear credit and income conditions on portfolio loans

Demonstrate consistent and accurate judgment in clearing conditions after a formal training process

Excellent in time management, phone, and multi-tasking to maintain department SLAs

Comfortable working under deadlines and being compensated for completing job function based on predefined key performance indicators

3+ years processing experience

2+ years working in Encompass

Working knowledge of general lending guidelines and compliance laws

Must be able to multitask and work effectively with high amounts of pressure and expectations

Ability to communicate clearly and effectively with clients and team members to create a positive and cooperative work environment

Ability to adjust easily to work situations based on team member, group, or business needs

Excellent listening, organizational, and time management skills