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Chesapeake Bank · 2 weeks ago

Credit Analyst

Multnomah County, OR

Full-time

Onsite

Entry, Mid Level

Chesapeake Bank is a trusted partner in clients’ financial journeys, seeking a detail-driven Credit Analyst to join their dynamic Credit team. The role involves evaluating creditworthiness, mitigating risk, and supporting strategic lending decisions to fuel growth for clients and the institution.

BankingCommunitiesFinancial ServicesInsurance

Responsibilities

Receive loan application package receipt from Loan Officer / Commercial Loan Administrator, complete credit analysis and underwriting process, and prepare credit memo package (CAM) in conformity with Bank Policy

Analyze and complete spreads of applicant and associated financial information, create global cash flows, and establish loan/customer risk rating

Coordinate with Portfolio Coordinators on the required analysis for renewals and modifications to support timely processing and portfolio management

Complete review of guarantors and loan specific collateral

Submit CAM for approval through established workflow and monitor status in consultation with the Commercial Loan Administrator and Commercial Loan Coordinator

Partner with Portfolio Management and perform analytical tasks as needed including annual financial reviews, updated risk factor assessments, covenant analysis, criticized asset analysis, cash flow change reviews, etc

Willingly performs other duties and projects as assigned

Answers telephone and assist loan officers with routine inquiries regarding payoffs and other loan details

Understand your role as defined by the three lines of defense to maintain a compliance culture that includes risk management processes

Other duties as assigned