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M&T Bank · 3 days ago

Assistant General Counsel - Commercial Lending

Baltimore, MD

Full-time

Hybrid

Mid, Senior Level

$140K/yr - $233K/yr

4+ years exp

M&T Bank is a New York state-chartered bank seeking an Assistant General Counsel for their Commercial Lending practice group. The successful candidate will provide legal counsel and support for various commercial lending segments, addressing legal issues, drafting documents, and advising on regulatory matters.

Financial Services

Responsibilities

Promptly address day-to-day legal and other related risk issues arising in connection with proposed, new and existing commercial lending transactions, including advising bank officers at various levels and across various functions

Drafting, reviewing, negotiating and revising commercial loan documents

Maintaining and enhancing template commercial lending agreements and related forms (both home-grown and vendor-based) for use in documenting commercial lending transactions

Interface with and assist with the management of approved outside legal counsel

Drafting and coordinating guidance and communications with outside legal counsel used to close commercial lending transactions

Advising internal clients on the development, implementation and expansion of new credit products, services, markets and distribution channels (e.g., digital lending and electronic signatures)

Monitoring and advising internal client groups on any relevant federal and state laws, regulations and guidelines relating to commercial lending (e.g., UCC Article 9 and related articles, ECOA and Regulation B, FCRA, Fair Lending, Anti-Tying Regulations, Reg H Flood Insurance, etc.) and providing support to enterprise-wide compliance efforts

Proactively identifying, evaluating and escalating legal and regulatory risks relating to commercial lending business activities, and working collaboratively and cohesively with first-line and second-line risk functions to effectively address and mitigate risks

Providing Legal Department representation and support for various Commercial Division committees, project teams and working groups, as needed

Monitoring industry developments and participating in industry groups/committees, as needed

Developing and maintaining trusted working relationships with M&T Legal Department colleagues and internal clients, including loan officers, managers, risk management, compliance and audit partners, loan operations areas and other internal support partners

Contribute to the development and presentation of commercial lending training programs for internal clients

Execute on strategic direction, policies and guidelines for the M&T Legal Department

Provide guidance to junior staff members; may supervise Paralegals and administrative staff

Qualification

J.D. degreeCommercial lending experienceLegal document draftingState bar admissionLegal risk evaluationAnalytical skillsVerbal skillsInterpersonal skillsOrganizational skillsTeam collaborationWriting skills