NCD · 1 day ago
Actuarial Analyst
NCD is a top-tier insurance provider looking for an experienced Actuarial Analyst to join their growing Product Development team. In this role, you will support the development of supplemental health insurance products through actuarial expertise and market research analysis while collaborating with product strategy leaders and carrier partners.
DentalHealth CareInsurance
Responsibilities
Conduct actuarial and market research using SERFF, DOI filings, and competitor insights
Evaluate proposed benefit designs for pricing feasibility and alignment with loss ratio targets
Collaborate with carriers’ actuarial and underwriting teams to validate pricing models
Provide pricing recommendations based on product comparisons, rate structures, and benefit trends
Prepare or support materials for filing justifications with state DOIs
Raise red flags on unprofitable structures or poor risk design, with supporting actuarial logic
Support performance tracking and experience modeling for existing products
Stay current on pricing and regulatory trends in the A&H market
Qualification
Required
1-2 years of actuarial experience in health or supplemental insurance, preferably within a carrier environment
Working knowledge of rating methodologies, pricing, and performance analysis for Dental, Vision, and other Excepted Benefit products
Experience using SERFF and analyzing DOI product filings
Strong Excel and actuarial modeling skills
Excellent critical thinking and communication skills
Preferred
ASA designation or exam progress preferred
Experience with group/association business models
Familiarity with carrier filing processes and regulatory cycles
Experience working in A&H claims processing or adjudication, with insight into how claims behavior informs plan design
Benefits
Company-paid health, dental, life, and disability insurance
401(k) with employer match
Opportunity for professional development
Work from home allowance and support
Positive work environment