Apply on Employer Site

Tilt (formerly Empower) · 1 week ago

Lead Data Scientist, Methodologies

United States

Full-time

Remote

Lead/Staff

Tilt is a remote-first company focused on redefining financial access through innovative credit models. The Lead Data Scientist will explore and implement deep learning methodologies to enhance financial data analysis and improve lending decisions.

CreditCredit CardsFinanceFinTechLendingPersonal Finance

Responsibilities

Develop and test new modeling approaches using deep learning architectures such as transformers, embeddings, and neural networks

Build and refine frameworks that integrate into Tilt’s existing ML pipelines to improve credit modeling and loss prediction

Work closely with data scientists, engineers, and product partners to translate complex ideas into practical solutions

Experiment with modern representation learning techniques — including pretraining and fine-tuning — on real financial data

Share findings and mentor others, helping the team grow its deep learning capability

Measure the impact of your models not just by accuracy, but by how they improve outcomes for Tilt’s customers and partners

Qualification

Deep learningNeural networksTransformersPyTorchTensorFlowFinancial services experienceCommunication skills

Required

Experience with deep learning — neural networks, embeddings, or transformers

Comfort working with modern ML frameworks (PyTorch, TensorFlow, or similar)

Experience applying ML to real-world problems, ideally in financial services (credit, lending, payments, or banking)

Strength in connecting data science to measurable business outcomes

Clear, thoughtful communication — you can explain technical ideas in ways others can engage with

Benefits

Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.