Risk Management Senior Credit Analyst jobs in United States
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Oracle · 3 days ago

Risk Management Senior Credit Analyst

positionRedwood City, CA
timeFull-time
remoteOnsite
senioritySenior Level
date5+ years exp

Oracle is a leading technology company that provides payment solutions to help customers acquire its products and services. The Risk Management Senior Credit Analyst will analyze the financial strength and credit quality of prospective business entity customers to make informed credit approval decisions.

Data GovernanceData ManagementEnterprise SoftwareInformation TechnologySaaSSoftware
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H1B Sponsor Likelynote

Responsibilities

Conduct credit due diligence and credit decision making in a professional, thorough, and timely manner
Prepare written credit risk analysis in accordance with OFD Credit Policies and SOX requirements
Identify strengths, risks, and mitigants and assign accurate risk ratings to customer business entities
Perform in a responsive manner while controlling risks
Obtain information related to financial condition and performance, operations, management, competition, and industry economics
Analyze corporate credits, state and local government (municipal) credits, and hospital credits
Work with funding sources to ensure funding liquidity of closed Oracle Financing transactions
Create and maintain orderly credit files, including credit review write-ups

Qualification

Credit underwriting experienceCredit decision makingFinancial analysisExcel proficiencyWritten communicationAnalytical thinkingPrioritization skillsProblem solvingNegotiation skillsOral communication

Required

Excellent quantitative and analytical skills
Ability to prioritize conflicting deadlines for deliverables and customer issues
Ability to make independent credit decisions under pressure and in a timely manner
Intermediate level of software (Excel and Word)
Ability to perform advanced financial and ratio analysis
Ability to think analytically and problem solve
Ability to provide appropriate structures and negotiate terms
Strong written and oral communication skills
5-10+ years of work experience in credit underwriting and credit decision making with a bank, leasing company, and/or captive finance company
Bachelor's Degree in Finance, Economics, or Accounting

Preferred

Experience underwriting state and local government (municipal) entities and hospitals a plus
MBA preferred
Strong academic performer a plus

Company

Oracle

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Oracle is an integrated cloud application and platform services that sells a range of enterprise information technology solutions.
dateFounded in 1977
location
Austin, Texas, USA
people-size10001+ employees
web-link
https://www.oracle.com/

H1B Sponsorship

Oracle has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1271)
2024 (846)
2023 (995)
2022 (1192)
2021 (985)
2020 (755)

Funding

Current Stage
Public Company
Total Funding
$25.75B
Key Investors
Sequoia Capital
2025-09-24Post Ipo Debt· $18B
2025-02-03Post Ipo Debt· $7.75B
1986-03-12IPO

Leadership Team

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Esteban Rubens
Healthcare Field CTO
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Gerard Warrens
Field CTO, Business Strategy and Transformative Technologies
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