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Hometap · 1 day ago

Compliance Analyst

United States

Full-time

Remote

Mid Level

$90K/yr - $110K/yr

3+ years exp

Hometap is a company focused on making homeownership less stressful and more accessible through innovative solutions. They are seeking a Compliance Analyst to ensure their products and processes comply with federal, state, and internal regulations while collaborating with various teams to shape compliance strategies as the company grows.

Financial Services

Growth Opportunities

Responsibilities

Conduct compliance monitoring and testing on Hometap's Home Equity Investment (HEI) product and processes to ensure we meet regulatory requirements and internal policies

Summarize monitoring and testing results for management, including trend analysis and remediation tracking

Help manage consumer complaints by performing root cause analysis, recommending process improvements, tracking remediation, and ensuring responses meet regulatory deadlines and quality standards

Monitor risk indicators like QC results, compliance testing, and complaint data to identify potential control gaps and support remediation efforts

Partner with business teams to advise on new product offerings and features, ensuring compliance with current and proposed regulations

Participate in risk assessments, including control testing and remediation validation

Review marketing materials and homeowner-facing scripts for compliance with applicable regulations, including UDAAP

Stay current on federal, state, and local regulations relevant to home equity investments, such as Regulation Z (TILA), Regulation V (FCRA), Regulation B (ECOA), UDAAP, the Fair Housing Act, and Interagency Guidance on TPRM

Develop and deliver compliance training and communications for employees as needed

Keep up with the broader regulatory environment, industry standards, and best practices for financial institutions

Qualification

Compliance experienceConsumer lending regulationsControl testingAnalytical skillsGRC toolsCertified Regulatory Compliance ManagerCustomer-service mindsetDiversity commitmentCollaboration skillsIntegrity

Required

3+ years of compliance experience in a financial institution, ideally with fintech or complaint management background

Experience conducting first or second line of defense control testing

Working knowledge of consumer lending or mortgage regulations, particularly UDAAP, Interagency Guidance on TPRM, Regulation Z (TILA), Regulation V (FCRA), and Regulation B (ECOA)

Ability to build strong working relationships and partner effectively across all levels of the organization

Strong analytical and conceptual thinking skills, with the ability to interpret regulations and turn them into actionable steps

Comfortable working independently in a fast-changing environment as the business and regulatory landscape evolves

Customer-service mindset with experience collaborating across teams

High personal and professional integrity

Commitment to diversity and respect for others

Bachelor's degree or equivalent experience