Credit Analyst jobs in United States
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Valley Bank - Division of Glacier Bank · 1 day ago

Credit Analyst

Valley Bank, a division of Glacier Bank, is seeking a Credit Analyst responsible for gathering and analyzing credit information on current and potential borrowers. The role involves assisting loan officers, maintaining customer relations, and ensuring compliance with lending regulations.

BankingFinancial ServicesProfessional Services
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Responsibilities

Reviews credit request and assists lender as to the approval or denial of loan
Assist the lenders with determining the appropriate loan product to fit the customer’s needs
Periodically updates and reviews outstanding loan financial information as determined by conditions of the initial credit authorization and as appropriate
Updates financial tracking systems and collateral tracking systems, identifying outdated and missing items, and assisting lenders in requesting them from borrowers
Remains current on loan programs and lending regulations as well as compliance and bank policies and procedures
Must comply with applicable laws and regulations, including the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
Participates in the preparation of bank reports specific to the Credit Department
Regular and predictable attendance is an essential function of the job
Take part in community development through volunteer opportunities and/or board participation with non-profits and other community organizations
Participate in community service and bank-sponsored activities that serve and support the mission and values of Valley Bank

Qualification

Credit AnalysisBanking RegulationsLoan ProcessesSpreadsheet ProficiencyBanking ExperienceCustomer RelationsVerbal CommunicationWork Under Pressure

Required

College degree or equivalent training or experience Business/Accounting preferred
Advanced experience working with spread sheets, and reports
Knowledge and familiarity with bank's savings and checking
Has a complete working knowledge of the Valley Bank loan policy
Knowledge of Valley Bank products/services
Ability to work under pressure
Knowledge of loan processes
Work quickly and accurately
Excellent verbal communication skills
Knowledge of banking regulations
Ability to establish and maintain effective working relationships with employees, other departments, and the public

Preferred

Banking experience preferred

Benefits

Medical, dental, vision, and life insurance
Health savings account option
Employee Assistance Program (EAP)
Health rewards program
Retirement savings plan, including 401(k) and Profit-Sharing plans
Short and long-term disability benefits
Education and training benefits
Discounts on banking products and services
Generous Paid Time Off (PTO) plan
Paid holidays

Company

Valley Bank - Division of Glacier Bank

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Valley Bank of Helena is a full service, locally-directed community bank serving residents of Helena, East Helena and our neighboring communities with a range of personal and business banking services.

Funding

Current Stage
Growth Stage
Company data provided by crunchbase