Oracle · 1 day ago
Risk Management Senior Credit Analyst
Redwood City, CA
Full-time
Onsite
Mid, Senior Level
$79K/yr - $158K/yr
5+ years expOracle is a world leader in cloud solutions, and they are seeking a Risk Management Senior Credit Analyst to analyze the financial strength and credit quality of prospective business entity customers. The primary responsibilities include conducting credit due diligence, preparing risk analysis, and providing credit approvals within delegated authority.
Data GovernanceData ManagementEnterprise SoftwareInformation TechnologySaaSSoftware
Responsibilities
Conduct credit due diligence and credit decision making in a professional, thorough, and timely manner
Prepare written credit risk analysis in accordance with OFD Credit Policies and SOX requirements
Identify strengths, risks, and mitigants and assign accurate risk ratings to customer business entities
Perform in a responsive manner while controlling risks
Obtain information related to financial condition and performance, operations, management, competition, and industry economics
Analyze corporate credits, state and local government (municipal) credits, and hospital credits
Work with funding sources to ensure funding liquidity of closed Oracle Financing transactions
Create and maintain orderly credit files, including credit review write-ups
Qualification
Required
Excellent quantitative and analytical skills
Ability to prioritize conflicting deadlines for deliverables and customer issues
Ability to make independent credit decisions under pressure and in a timely manner
Experience underwriting state and local government (municipal) entities and hospitals a plus
Intermediate level of software (Excel and Word)
Ability to perform advanced financial and ratio analysis
Ability to think analytically and problem solve
Ability to provide appropriate structures and negotiate terms
Strong written and oral communication skills
5-10+ years of work experience in credit underwriting and credit decision making with a bank, leasing company, and/or captive finance company
Bachelor's Degree in Finance, Economics, or Accounting
Preferred
MBA preferred
Strong academic performer a plus
Benefits
Medical, dental, and vision insurance, including expert medical opinion
Short term disability and long term disability
Life insurance and AD&D
Supplemental life insurance (Employee/Spouse/Child)
Health care and dependent care Flexible Spending Accounts
Pre-tax commuter and parking benefits
401(k) Savings and Investment Plan with company match
Paid time off: Flexible Vacation is provided to all eligible employees assigned to a salaried (non-overtime eligible) position. Accrued Vacation is provided to all other employees eligible for vacation benefits. For employees working at least 35 hours per week, the vacation accrual rate is 13 days annually for the first three years of employment and 18 days annually for subsequent years of employment. Vacation accrual is prorated for employees working between 20 and 34 hours per week. Employees working fewer than 20 hours per week are not eligible for vacation.
11 paid holidays
Paid sick leave: 72 hours of paid sick leave upon date of hire. Refreshes each calendar year. Unused balance will carry over each year up to a maximum cap of 112 hours.
Paid parental leave
Adoption assistance
Employee Stock Purchase Plan
Financial planning and group legal
Voluntary benefits including auto, homeowner and pet insurance
Company
Oracle
Oracle is an integrated cloud application and platform services that sells a range of enterprise information technology solutions.
10001+ employees
H1B Sponsorship
Oracle has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1271)
2024 (846)
2023 (995)
2022 (1192)
2021 (985)
2020 (755)
Funding
Current Stage
Public CompanyTotal Funding
$25.75BKey Investors
Sequoia Capital
2025-09-24Post Ipo Debt· $18B
2025-02-03Post Ipo Debt· $7.75B
1986-03-12IPO
Leadership Team
Esteban Rubens
Healthcare Field CTO
G
Gerard Warrens
Field CTO, Business Strategy and Transformative Technologies
Recent News
2026-01-06
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2026-01-06
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