Cotality · 1 day ago
Principal Product Manager – Borrower Qualification
Irvine, CA
Full-time
Hybrid
Lead/Staff
$130K/yr - $155K/yr
10+ years expCotality is a leading company in property intelligence, focused on innovation and creating a people-centric industry. They are seeking a Principal Product Manager to drive the growth of their AutomatIQ Borrower platform, enhancing borrower verification and qualification through AI and intelligent automation.
Property InsuranceReal EstateSoftware
Responsibilities
Define and drive the product strategy and roadmap for borrower verification and qualification services within AutomatIQ Borrower
Lead the integration of AI/ML models, intelligent agents, and decisioning engines to automate underwriting tasks and reduce manual effort
Translate complex underwriting workflows into intuitive, automated product experiences that improve loan quality and reduce cycle times
Serve as the internal SME on borrower qualification workflows, including Credit, Capacity, Collateral, and Capital (the 4Cs)
Partner with engineering and architecture teams to design scalable APIs and services that power real-time verification and decisioning
Lead agile ceremonies and ensure delivery of high-quality features through clear acceptance criteria and testable requirements
Qualification
Required
Bachelor's degree in Business, Finance, Computer Science, or related field
10+ years in financial services or mortgage technology, with 5+ years focused on borrower verification and qualification
Deep understanding of mortgage origination workflows, especially borrower-facing processes and underwriting decision engines
Proven experience working with LOS/POS platforms (e.g., Encompass, Empower, Mortgage Cadence) and GSE AUS systems (DU, LPA, AIM, D1C)
Strong background in API design, data integration, and automation of underwriting logic
Experience with AI/ML technologies, intelligent document processing (IDP), and agent-based automation frameworks is highly desirable
Hands-on experience with agile product development, including backlog grooming, sprint planning, and cross-functional collaboration
Proficiency in tools like Figma, Visio, or Lucidchart for workflow modeling and prototyping
Exceptional communication and stakeholder management skills, with the ability to influence across technical and business teams
Mortgage origination domain expertise
Proven product management experience (not business analyst or project manager roles)
Experience building or enhancing underwriting automation platforms
Preferred
Started career as a Loan Underwriter or worked in a mortgage company building decisioning workflows—not just implementing off-the-shelf LOS/POS tools
Experience with borrower analytics, OCR/NLP for document classification, and intelligent automation technologies
Pragmatic Marketing certification or equivalent product training is a plus
Benefits
Generous PTO and 11 paid holidays, plus well-being and volunteer time off.
Up to 16 weeks of fully paid parental leave and a baby stipend.
Multiple medical plan options with mental health and wellness support offerings.
401(k) with company match and vesting after one year.
$400 annual well-being stipend and tuition assistance up to $5,250.
Recognition Rewards, Referral bonuses, exclusive discounts and more!
Company
Cotality
Cotality is a technology firm helping property professionals with data, valuations, surveys and retrofit solutions.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$1.63MKey Investors
Finance Birmingham
2018-02-12Acquired
2016-07-05Series Unknown· $1.63M
Recent News
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