YouLend · 1 month ago
Senior Credit Risk Analyst
Atlanta, GA
Full-time
Onsite
Senior LevelYouLend is a preferred global embedded financing platform for leading e-commerce sites and tech companies. The Senior Credit Risk Analyst will develop and manage analytical tools to evaluate and monitor credit risk across portfolios, ensuring effective risk management strategies.
Financial ServicesFinTech
Responsibilities
Risk Analysis: Utilising statistical techniques and data analysis to assess portfolio-level credit risk
Portfolio Monitoring: Identifying trends, risks, and opportunities across customer segments using advanced analytics
Policy and Strategy Development: Supporting the creation of credit risk policies, underwriting strategies, and pricing
Data-Driven Insights: Delivering actionable insights and recommendations to optimise risk-adjusted returns
Stakeholder Collaboration: Working with internal teams, including operations, product, finance, and compliance, to align risk management objectives with business goals
Qualification
Required
A degree in Finance, Statistics, Economics, Mathematics, or a related field
Proficient in SQL
Experience in Credit Risk
Experience with credit scoring systems, credit bureaus, credit policy and methodologies (consumer or SME)
Strong understanding of credit risk metrics (PD, LGD, EAD) and financial modelling
Experience with data visualization tools and techniques
Excellent analytical, problem-solving skills and attention to detail
Preferred
Experience in SME lending
Python
Benefits
Health Care Coverage. Youlend covers 80%; employee contribution is 20% of the premium
Medical Plan (medical insurance and prescription drug coverage)- Choice of 5 different plans through United Healthcare
Dental plan coverage
Vision plan coverage
Benefits can be for: Employee only; Employee & Spouse; Employee & Child; Employee & Family
Retirement - 401K match. Employee match $1 for $1 up to 5% of salary
Basic Life & AD&D Insurance
International travel insurance covered if traveling abroad for work purposes
Paid Time Off (PTO)- 20 working days (4 weeks) + US public holidays
Paid Office Parking
Company
YouLend
YouLend is the leading global embedded financing platform for the world’s top e-commerce platforms, tech companies and PSPs.
Founded in 2015
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
unknownKey Investors
CastlelakeJP Morgan
2024-10-21Debt Financing
2024-01-29Debt Financing
Leadership Team
Michael Lefevre
Strategic Partnerships at YouLend | Country Head US
Ted Kirk
Strategic Partnerships - Country Head US
Recent News
2026-01-09
2025-12-10
Company data provided by crunchbase