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Genesee Regional Bank · 1 day ago

Commercial Banking Portfolio Manager

Rochester, NY

Full-time

Onsite

Mid Level

$115K/yr - $125K/yr

4+ years exp

Genesee Regional Bank is seeking a Commercial Banking Portfolio Manager responsible for supporting the Commercial Relationship Managers in managing a portfolio of commercial bank clients. The role involves analyzing financial statements, structuring loans, and collaborating with relationship managers and credit teams to deliver tailored financial solutions to small and mid-sized business clients.

AssociationCommunitiesNon ProfitReal Estate

Growth Opportunities

Responsibilities

Assist the Commercial Relationship Managers in managing and monitoring a portfolio of commercial banking clients to ensure performance, risk mitigation, and client satisfaction

Conduct regular reviews of financial performance, covenant compliance, and risk ratings

Proactively identify warning signs of potential credit issues and recommend appropriate actions

Partner with Relationship Managers to provide exceptional service and financial solutions to clients

Participate in client meetings to understand business needs and provide strategic insights

Assist in identifying opportunities for cross-selling banking products and services

Collect and analyze client financial statements, tax returns, and other credit information

Assist in preparing present credit proposals, including new and renewal loans, modifications, and risk assessments

Collaborate with Credit Analysts to ensure timely and accurate credit decisions

Assist in the preparation of the bank’s quarterly problem loan reports (CLAPs)

Recommend appropriate loan structures and terms based on client needs and bank policies

Work closely with collateral and documentation and credit teams to ensure proper documentation and closing of transactions

Ensure adherence to internal credit policies and external regulatory requirements

Maintain up-to-date knowledge of lending regulations, economic trends, and industry developments

Qualification

Credit analysisPortfolio managementFinancial modelingCommercial loan documentationMicrosoft Office SuiteSBA lending experienceNCino/Salesforce knowledgeDeadline managementCommunication skillsInterpersonal skillsAttention to detailOrganizational ability

Required

Bachelor's degree (Finance, Business, Accounting, or related field) plus a minimum of 4 years of experience in commercial or business banking, credit analysis, or portfolio management, or the equivalent combination of education and experience

Formal credit training is highly preferred

Strong analytical and financial modeling skills

Excellent communication and interpersonal skills

High attention to detail and organizational ability

Ability to consistently meet deadlines

Knowledge of commercial loan documentation and regulatory environment

Proficiency in Microsoft Office Suite and banking systems (e.g., Moody's, Salesforce, or internal loan systems)