Fifth Third Bank ยท 1 day ago
National Home Equity Loan Specialist
United States
Full-time
Remote
Senior Level
$61K/yr - $126K/yr
5+ years expFifth Third Bank is a leading banking institution that connects great people to great opportunities. They are seeking a National Home Equity Loan Specialist to serve as a subject matter expert on home equity lending products, consult with borrowers, analyze loan requests, and ensure compliance with regulatory standards.
BankingCommercial LendingFinanceFinancial ExchangesFinancial ServicesLendingMedia and EntertainmentMortgage
Responsibilities
Serve as a Knowledge Expert: Serve as subject matter expert on all home equity lending products and services
Conduct Consultative Conversations: Consult with borrowers to assess needs and recommend appropriate solutions
Review and Validate: Review and validate borrower documentation including income, credit, collateral, and underwriting stipulations
Analyze Loan Requests: Analyze complex loan requests including personal and business financials, to assess risk and make credit decisions
Render Underwriting Decisions: Render underwriting decisions within established guidelines or escalate to senior underwriters when necessary
Ensure Quality of Applications: Ensure completeness and accuracy or applications, including HMDA coding and regulatory compliance
Partner with Borrowers and Internal Teams: Partner with borrowers and internal teams to clear conditions related to appraisals, title, and flood certifications
Maintain Work Pipeline: Maintain pipeline management to meet service level agreements and productivity standards
Identify Opportunities: Identify and refer opportunities for additional products and services, including alternate lending solutions
Qualification
Required
Minimum of 5 years of experience in consumer lending, credit, collections or retail banking; including at least 3 years in processing or customer service roles
SAFE Act Certification: registration required the Nationwide Mortgage Licensing System (NMLS) at time of employment
Strong understanding of financial analysis, credit evaluation, and underwriting principles
Expert knowledge of equity loans, consumer lending guidelines, and federal regulations governing residential real estate lending
Proficiency in loan origination systems, platform tools, and general PC applications
Demonstrated ability to resolve complex issues and make sound decisions under time constraints
Strong analytical and organizational skills with the ability to manage multiple priorities
Excellent interpersonal, verbal and written communication skills
Preferred
Bachelor's degree in business, Finance, or equivalent experience preferred
Benefits
Comprehensive benefits
Incentive compensation plan
Company
Fifth Third Bank
Fifth Third Bancorp is a financial services company that specializes in small business, retail banking, and investments. It is a sub-organization of Fifth Third Bank.
10001+ employees
H1B Sponsorship
Fifth Third Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2021 (2)
2020 (43)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
B
Bryan Preston
Chief Financial Officer
Maria Holmes
VP, Senior Manager Corporate Sponsorship
Recent News
2026-01-06
Company data provided by crunchbase