MTK Technologies ยท 6 days ago
Java with Payment-(ISO 20022, SWIFT, ACH) || F2F
MTK Technologies is seeking an experienced and highly skilled Senior Java Developer with a proven background in payments processing to join their dynamic team in Charlotte, NC. In this role, you will be instrumental in designing, developing, and maintaining secure, scalable payment solutions for banking and financial services clients.
Responsibilities
Lead and develop robust Java-based payment processing systems, integrating with various payment gateways and protocols (e.g., ISO 20022, SWIFT, ACH, card networks)
Design and implement high-performance, secure API solutions supporting real-time payment transactions
Collaborate with business analysts, product managers, and security teams to gather requirements and translate them into technical designs
Ensure compliance with industry regulations such as PCI DSS and other security standards
Maintain and enhance existing payment platforms, troubleshoot issues, and optimize system performance
Mentor junior developers, conducting code reviews and fostering best practices
Integrate third-party payment vendors and develop custom interfaces as needed
Participate in architectural decisions, ensuring scalable, resilient solutions
Document technical solutions and complex payment workflows for future reference and audits
Qualification
Required
Bachelor's or Master's degree in Computer Science, Engineering, or related field
10+ years of hands-on Java development experience, with at least 7 years in payments processing or financial services
Deep understanding of payment processing methods including ACH, wire transfer, card payments, and electronic funds transfers
Strong experience with payment protocols and standards such as ISO 20022, SWIFT, EMV, and PCI DSS
Expertise with RESTful APIs, microservices architecture, and cloud-based deployment
Familiarity with technologies such as Spring Boot, Spring Security, Kafka, and SQL/NoSQL databases
Excellent knowledge of security best practices related to payments and sensitive data handling
Proven experience working in Agile/Scrum environments
Strong communication and leadership skills
Preferred
Experience with other databases like SQL or NoSQL
Knowledge of cloud platforms (AWS, Azure, GCP)
Exposure to DevOps tools and CI/CD pipelines
Company
MTK Technologies
MTK TECHNOLOGIES was established in the year 2006 with the sole aim of providing quality and skilled manpower, which is relevant to the industry.
H1B Sponsorship
MTK Technologies has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2024 (5)
2023 (5)
Funding
Current Stage
Growth StageCompany data provided by crunchbase