Cypress HCM · 1 week ago
Retail Lending Closer
Cypress HCM is seeking a Retail Lending Closer who specializes in preparing and reviewing loan and mortgage closing packages and paperwork. This role ensures the accuracy and completeness of documentation while managing any concerns or issues that arise during the closing process.
Human ResourcesInformation TechnologyStaffing Agency
Responsibilities
Acquires knowledge of the consumer and mortgage product lines that you are assigned to, origination systems, all applicable laws and the bank's lending policies and procedures
Reviews loan approval, supporting documentation, and systems to determine TRID rules are met and due diligence is completed prior to preparing closing documents
Responsible for sending closing instructions and reviewing HUD-1 Settlement statements to assure adherence to Regulatory and Investor guidelines for mortgage closings
Responsible for partnering with lending staff to address any documentation deficiencies or issues prior to scheduled loan closing
Prepares all applicable disclosures and closing documents in accordance with company policy and guidelines
Maintains open lines of communications with all parties in a timely fashion
Verify underwriting and funding conditions are signed off on underwriting approval
Obtain essential documentation to prepare closing documents and disbursement of funds
Qualification
Required
1-2 years of experience in consumer lending, mortgage or consumer banking preferred
Detail-oriented and organized with excellent communication, phone and customer service skills
Strong computer skills; loan industry software preferred
Mathematical and calculation skills needed to ensure accuracy
Preferred
Problem solving to ensure various solutions are explored
Time management skills
Adaptability and willingness to learn