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PNC · 3 months ago

Credit Product Specialist (Public Finance)

TX - Dallas (75201)

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

PNC is a leading financial services institution dedicated to providing the best experience for its customers. The Credit Product Specialist will serve as a market-level credit product expert, managing a portfolio of borrowers while collaborating with various teams to structure credit transactions and drive revenue through credit products.

BankingFinanceFinancial Services

No H1B

Responsibilities

Serves as a market level credit product expert. Structures and advises clients on various types of credit and credit-related transactions to meet clients needs while staying within the Bank's risk profile. Responsible for the entire execution of credit related products and all other credit products including but not limited to ACH, FX, EF and Derivatives. Manages the diligence/approval process and negotiate all legal documents and closing. Partners effectively with the Relationship Banking team to help identify and drive revenue through credit products

Directly responsible for managing a portfolio of borrowers and all portfolio management activities, including direct and on-going communication with the clients

Collaborates with RMs and other product partners (i.e. TM, FX, DCM) to assess credit needs generate ideas and deliver integrated solutions. Able to assess industry dynamics to advise on the best solutions. Participates in client and prospect calls in conjunction with the RMs

Responsible for structuring credit transactions within the Banks credit risk appetite. Leads internal white boarding and diligence sessions to assess viable solutions

Drives the internal credit approval process, loan documentation and closing

Responsible for the indirect management of a team of employees to handle all aspects of the credit process. Plays a key role in training, mentoring and developing junior talent

Qualification

Public FinanceCredit Risk ManagementPortfolio ManagementCredit AnalysisData AnalyticsClient Relationship ManagementAnalytical ThinkingEffective CommunicationsNegotiatingDecision Making

Required

Public Finance experience is required

Roles at this level typically require a university / college degree

Higher level education such as a Masters degree, PhD, or certifications is desirable

Industry relevant experience is typically 8+ years

Specific certifications are often required

In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered

Bachelors