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M&T Bank · 4 days ago

Business Banking Credit Risk Analyst Expert – 2nd Line

Buffalo, NY

Full-time

Hybrid

Senior Level

$124K/yr - $206K/yr

7+ years exp

M&T Bank is a financial institution seeking a Business Banking Credit Risk Analyst Expert to perform advanced credit risk data analysis on the small business portfolio. The role involves evaluating risks, providing oversight on compliance, and mentoring junior team members while ensuring adherence to regulatory standards.

Financial Services

H1B Sponsor Likely

Responsibilities

Lead Quantitative Analysts in establishing, monitoring, evaluating and interpreting data with a risk management focus with an understanding of business strategy

Mentor and may supervise the work of junior team members and assist in the development of their analytical acumen, loss forecasting, and presentation skills

Employ working knowledge of Credit Risk databases to provide data and analytical support to Senior Management

Perform data manipulation and analysis using SQL, SAS and Microsoft Excel and present results and recommendations to Credit Risk Management

Track portfolio performance and risk strategy results. Incorporate observations and data to evaluate adherence to risk appetite

Provide guidance and direction to lower level analysts regarding all aspects of data analysis and the construction of predictive statistical models

Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management

Promote an environment that supports belonging and reflects the M&T Bank brand

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Credit Risk AnalysisSQLSASStatistical SoftwareData ManipulationCommunication SkillsMentoringCollaboration

Required

Bachelor's degree, OR in lieu of degree, A combined minimum of 11 years higher education and/or work experience to include a minimum of 7 years relevant experience

Master's degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline, with minimum of 5 years relevant experience or in lieu of degree, a combined minimum of 11 years higher education and/or work experience to include a minimum of 5 years relevant experience

Minimum of 7 years relevant experience

Banking or Financial Services experience

Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages

Advanced Knowledge of SQL and Microsoft Office

Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions

Demonstrated ability to communicate complex concepts

Demonstrated ability to manipulate and analyze data across large databases

Preferred

Credit Analysis experience

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (116)

2024 (113)

2023 (84)

2022 (103)

2021 (42)