BMO U.S. · 1 day ago
US VP Commercial Banking - Portfolio Management
Newport Beach, CA
Full-time
Onsite
Mid, Senior Level
$112K/yr - $209K/yr
7+ years expBMO U.S. is a financial services provider committed to creating positive change for customers and communities. They are seeking a VP of Commercial Banking to facilitate credit decisions, manage client relationships, and oversee treasury management solutions while ensuring compliance with banking regulations.
Banking
Responsibilities
Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank
Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations
This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures
Provides accurate financial analysis and risk assessment of new and existing customers
Develops credit information to make lending decisions on new, renewal and extension loans
Oversees preparation of concise, well reasoned credit correspondence
Partners with internal stakeholders for accurate, detailed client information
Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions
Exercises judgment to identify, diagnose, and solve problems within given rules
Negotiates transactions with clients and provides deal structuring expertise
Coordinates transaction closings with closing department, clients and attorneys
Oversees documentation and ongoing monitoring of asset and client performance
Builds effective relationships with internal/external stakeholders
May manage workflow of other analysts by aligning tasks with departmental goals and objectives
Acts as the prime subject matter expert for internal/external stakeholders
Applies deep expertise in bank products, processes and systems and effectively trouble shooting to ensure a high-quality client experience
Recommends and implements solutions based on analysis of issues and implications for the business
Maintains current on financing trends in target clients' markets and communicate same to team members
Works independently and regularly handles non-routine situations
Leads business development efforts by building and nurturing strategic relationships with prospects and existing clients, identifying opportunities for cross-selling treasury and cash management solutions, and leveraging professional networks to expand business reach
Leads complex deal closures with internal teams and stakeholders to ensure efficient execution aligned with organizational goals and compliance
Evaluates potential vulnerabilities and manages risks within client portfolios, ensuring compliance with regulatory standards while aligning service levels with business objectives
Oversees client implementation activities to ensure timely delivery, providing actionable feedback for internal process refinement and improved client experiences
Serves as a subject matter expert, delivering innovative treasury solutions to enhance client and internal operational efficiency
Represents the organization at industry forums and community events, utilizing market insights and trends to reinforce the Bank’s brand and identify new business opportunities
Executes on strategic initiatives by coordinating cross-functional teams, ensuring alignment with business goals, operational excellence, and market-leading practices
Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards
Champions process optimization by spearheading large-scale workflow improvements and integrating best practices across treasury and payment operations to enhance operational efficiency
Builds and maintains strong long-term relationships with the bank’s high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership
Analyzes client and industry data to inform customized client solution strategies that includes optimizing management of working capital
Works closely with internal teams and stakeholders to define products, solutions and strategies that best fit clients’ needs
Builds advocacy and adoption of the suite of industry leading NA TPS digital products & solutions
Supports implementation activities, including documentation, pricing, and project timelines ensuring timely delivery and continuous process improvements
Ensures adherence to regulatory requirements, internal controls, and compliance, mitigating risk and maintaining service standards
Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders
Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine
Implements changes in response to shifting trends
Broader work or accountabilities may be assigned as needed
Qualification
Required
7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience
Deep knowledge and technical proficiency gained through extensive education and business experience
Verbal & written communication skills - In-depth
Collaboration & team skills - In-depth
Analytical and problem solving skills - In-depth
Data driven decision making - In-depth
Preferred
7+ years of relevant experience in Sales and treasury management, financial operations or risk management in a corporate or banking environment is preferred
Bachelor's degree required, Master's degree preferred; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered
Seasoned professional with a combination of education, experience and industry knowledge
Benefits
Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
Company
BMO U.S.
We’re a bank, but there’s more to it than that. We're a top ten bank in North America and have been serving our customers since 1817.
5001-10000 employees
H1B Sponsorship
BMO U.S. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (11)
2023 (41)
2022 (22)
2021 (14)
2020 (21)
Funding
Current Stage
Late StageLeadership Team
Mike Morton
Vice Chair U.S. Commercial Banking
Recent News
2025-10-16
2025-09-23
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