On Q Home Loans ยท 1 day ago
VP, Loan Officer
On Q Home Loans is a company focused on modernizing the mortgage process to create a seamless experience for customers. The VP of Loan Officer role involves originating mortgage loans, maintaining licensing requirements, and developing referral relationships while ensuring compliance with regulations.
Responsibilities
Registered and maintains active, On Q sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identification number
Meets and maintains all licensing requirements including continuing education
Originates mortgage loans in compliance with On Q requirements and federal and local regulations
Works with customers by providing best loan solution for each customer, providing continual updates and advice throughout process
Analyzes detailed financial and credit data, matching customer needs with appropriate loan program and level of risk
Negotiates terms and conditions of loans with customers
Develops and maintains referral relationships with realtors, developers, builders, community/network sources and other referrals
Spends significant time outside of office in business development and consultation activities with borrowers, builders, realtors and other business channel associates
Comply with all disclosure requirements and timeframes
Qualification
Required
Registered and maintains active, On Q sponsored registration in the Nationwide Mortgage Licensing System and Registry (NMLSR) and has been assigned a unique identification number
Meets and maintains all licensing requirements including continuing education
Originates mortgage loans in compliance with On Q requirements and federal and local regulations
Works with customers by providing best loan solution for each customer, providing continual updates and advice throughout process
Analyzes detailed financial and credit data, matching customer needs with appropriate loan program and level of risk
Negotiates terms and conditions of loans with customers
Develops and maintains referral relationships with realtors, developers, builders, community/network sources and other referrals
Spends significant time outside of office in business development and consultation activities with borrowers, builders, realtors and other business channel associates
Comply with all disclosure requirements and timeframes
At least 2+ years of origination experience with residential mortgage banking
Current state licensing and registration under the National Mortgage Licensing System and Registry
Established, consistent source of referral-based business from realtors, builders, attorneys, financial professionals and other sources
Focus on customer service and relationships with all clients
Proven sales, prospecting and negotiating skills
Ability to thoroughly comprehend underwriting guidelines, as well as programs, policies and procedures
Thorough understanding of real estate appraisals, title reports and real estate transactions; ability to interpret documents and reports
Ability to clearly communicate loan terms, features and benefits to consumers and business partners
Ability to meet minimum production requirements
Willingness to work weekends and evenings with builders and developers
Highly motivated, professional, and desire to be the best
Must be knowledgeable about and stay in compliance with all applicable laws and regulations
Computer proficiency, especially with Microsoft Office Suite products (Outlook, Excel, Word) and Encompass
Benefits
Health
Dental
Vision
401(k)
Company
On Q Home Loans
On Q Home Loans offers mortgage lending services and a variety of home loan options for purchases and refinancing.
Funding
Current Stage
Growth StageRecent News
HousingWire.com
2025-10-15
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