M&T Bank · 1 week ago
Business Banking Credit Risk Oversight Manager – 2nd Line
Buffalo, NY
Full-time
Onsite
Senior Level, Lead/Staff
$148K/yr - $247K/yr
10+ years expM&T Bank is a financial institution looking for a Business Banking Credit Risk Oversight Manager to provide independent oversight on credit risks and governance processes. The role involves leading a team to identify emerging risks, analyze credit data, and ensure adherence to regulatory standards.
Financial Services
Responsibilities
Lead a 2nd line of defense team responsible for identifying and escalating current and emerging small business risks
Coordinate the analyses of origination, financial, demographic, behavioral, market and economic data as related to credit risk management. Interpret results, present findings and craft recommendations to Senior Management and business partners
Provide effective challenge of business processes including capital asset planning, loss forecasting, and the allowance for credit losses
Partner with the Business Banking Small Business Lending Team, the Business Credit Center, and the Business Banking Large Exposure team to identify key credit/underwriting processes and understand how changes would impact portfolio risk
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management
Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
Promote an environment that supports belonging and reflects the M&T Bank brand
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
Complete other related duties as assigned
Qualification
Required
Bachelors' degree
A combined minimum of 14 years' higher education and/or work experience, including a minimum of 10 years' related experience (inclusive of 4 years supervisory/management experience)
Master's degree in Mathematics, Statistics, Quantitative Analysis or another technical discipline and a minimum of 8 years' related experience (inclusive of 4 years supervisory/management experience)
A combined minimum of 14 years' higher education and/or work experience, including a minimum of 8 years' related experience and/or (inclusive of 4 years supervisory/management experience)
Minimum of 10 years' related experience (inclusive of 4 years supervisory/management experience)
Banking or Financial Services experience
Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages
Advanced Knowledge of SQL and Microsoft Office
Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions
Demonstrated ability to communicate complex concepts
Demonstrated ability to manipulate and analyze data across large databases
Preferred
Credit Analysis experience
Company
M&T Bank
Great companies have an enduring sense of purpose.
10001+ employees
H1B Sponsorship
M&T Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (116)
2024 (113)
2023 (84)
2022 (103)
2021 (42)
Funding
Current Stage
Late StageLeadership Team
René Jones
Chairman & Chief Executive Officer
Dan Saper
•Co-Founder/Co-Chairman of Welcome to M&T Bank Affinity Group, Western New York Chapter
Recent News
2025-10-07
2025-10-06
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