Harford Mutual Insurance Group · 2 days ago
Casualty Litigation Specialist
Harford Mutual Insurance Group is a growing, dynamic mutual insurance carrier providing commercial property and casualty insurance products and services to a regional market. The Casualty Litigation Specialist handles complex claims, oversees litigation cases, and collaborates with outside counsel to ensure proper case management and resolution.
Financial ServicesInsurance
Responsibilities
Conducts prompt and thorough investigations of complex and high exposure casualty claims within departmental and regulatory guidelines
Effectively communicates through telephone, written, and other communication methods with policyholders, claimants, attorneys, witnesses, and others with pertinent information
Provides quality claims service to our policyholders and agents by remaining in constant communication with them throughout the claim lifecycle and litigation process
Oversees cases in litigation ensuring proper handling by outside counsel while collaborating in the development of the litigation strategy and plan of action
Analyzes information to evaluate assigned claims to determine the extent of loss, taking into consideration coverage, liability, damages and future investigation needs
Evaluates coverage, determines liability, and utilizes negotiation skills to resolve claims within authority to include the ability to draft the respective communications required on the claim
Displays comprehensive expertise in casualty claims, including mastery of jurisdiction-specific documentation, statutory obligations, and the evolving legal environment affecting casualty litigation
Actively participates in mediations to achieve efficient resolution of claims
Accurately apply the HMIG reserving practice by continually evaluating claim exposure to establish appropriate and timely reserves over the life of the claim
Maintain a claim dashboard and diary to comply with departmental diary procedures
Assess and initiate subrogation and risk transfer strategies as appropriate
Qualification
Required
Four-year college degree; or comparable claims work experience
Over 7 years' experience in progressive claims roles; Prior experience in Casualty (Construction Defect, General Liability, Employers' Liability and Auto Liability) Claims
Knowledge in the legal field; Expertise in areas of coverage, statutory laws, and jurisdictional requirements
Preferred
AIC and pursuit of CPCU preferred
Adjuster License in DE, NC, SC, KY and WV preferred
Company
Harford Mutual Insurance Group
Harford Mutual Insurance Group, a 2022 & 2021 Ward's 50 TOP PERFORMER; a TOP WORKPLACE by The Baltimore Sun Media Group in 2022; TOP PERFORMER In Employee Experience by DecisionWise in 2020; and Employer of the Year by the Maryland Chapter of the CPCU Society in 2016, is a provider of property and casualty insurance products and services for businesses.
Funding
Current Stage
Growth StageRecent News
2025-06-03
2025-01-11
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