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First Mid · 3 days ago

Community Market President

Bloomington, IL

Full-time

Onsite

Director/Executive

10+ years exp

First Mid is a financial institution seeking a Community Market President to drive business development with a focus on commercial lending. The role involves managing loan portfolios, supervising staff, and ensuring asset quality while maintaining community involvement and visibility.

BankingFinanceFinancial ServicesInsurancePersonal FinanceWealth Management

Responsibilities

Ensures the asset quality of the assigned loan portfolio. Reviews delinquency reports with direct supervisor and direct reports to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio

Supervises and manages direct reports. Provides direction and leadership to loan officers and support staff to ensure that asset quality, growth, and fee income goals are obtained

Manages individual loan portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. Cross-sells bank product and services in a professional manner

Working with a predetermined lending limit, analyzes customer credit applications, balance sheet, profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity. Makes recommendations to the loan committee on new and renewal loans for amounts above lending limits. Ensures that comprehensive and timely information is collected from loan customers. Coordinates these efforts with personnel in the Credit Analysis Department

Communicates with appropriate supervisory personnel and/or Regional President on regular basis on loan issues and community activities. Responsible for reporting all operational and lending issues that deviate from established policies and procedures to their supervisor

Works closely with the retail deposit staff to promote community wide performance and service delivery

Represents the Bank and provide leadership in key community activities and committees

Participates in professional associations, attend conventions, conferences and seminars

Completed required training associated with job function

Performs related duties as needed

Qualification

Commercial lendingLeadership experienceLoan analysisRegulationsInterpersonal skills

Required

Bachelor's degree in Finance or equivalent with additional specialized training in commercial lending and overall bank management

Minimum of 10 years commercial lending experience

Should possess previous successful leadership and management experience

Previous general/specialty lending success in mid-size and large markets

Thorough knowledge of Company's products and services and related charges

High level of interpersonal skills to interact with customers and potential customers in a professional manner

High level of analytical skills to conduct loan analysis and maintain loan's progress in consideration of market trends, credit/interest rates, economic conditions and other factors

Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment