Apply on Employer Site

Pinnacle Bank · 1 day ago

Mortgage Processor - Athens, GA

Athens, GA, US

Full-time

Onsite

Mid Level

3+ years exp

Pinnacle Bank is a financial institution seeking a Mortgage Operations Specialist to provide guidance and administrative leadership for their Mortgage Operations team. The role involves ensuring compliance with regulations, managing loan packages, and supporting the overall performance of the department.

BankingFinanceFinancial Services

Responsibilities

Providing guidance and administrative leadership for Mortgage Operations

Reviewing procedures to maximize department resources and making appropriate changes and improvements

Ensuring accuracy of loan packages and compliance with State, Federal, TILA and RESPA regulations

Processing loan application packages according to compliance guidelines and regulations

Submitting files to underwriting, clearing issues, and coordinating closings

Supporting post-closing processes as needed

Reviewing all closed mortgage loans to ensure compliance with regulatory requirements and conformance with Bank policies

Keeping accurate records of status and communication on every file

Refining procedures as necessary

Managing a pipeline of 30 - 40 loans per month

Qualification

Mortgage operations experienceCompliance knowledgeLoan documentation knowledgeMathematical proficiencyMortgage software knowledgeResearchAnalysisLeadershipAttention to detailCreative thinkingFlexibility

Required

High School Diploma

Must have a basic knowledge of the bank's products and services

Must have a willingness to serve

Must be able to function efficiently on a general business level of math, possess general accounting knowledge (i.e. debits, credits and an understanding of the bank's account reconciliations)

Project professional image by adhering to guidelines in employee handbook

Must be able to collect, research and analyze information skillfully

Must be a self-starter, a creative thinker, flexible, eager, nurturing, open to change and exhibit good judgement

Must be a leader by example, attentive to detail, work well with others and responsive to supervisory guidance

Must have a working knowledge of compliance guidelines for the bank and the industry

Must know loan documentation necessary for position responsibilities

Must be able to read credit reports and other tools necessary to accomplish position responsibilities

Must have knowledge of the following lending regulations: Regulation B - Equal Credit Opportunity Act, Regulation C - Home Mortgage Disclosure, Regulation Z - Truth in Lending, HMDA, RESPA - Real Estate Settlement Procedures, Bank Secrecy

Must understand the appropriate loan documentation as related to all loan types