Credit Risk Analyst jobs in United States
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MyUSA Credit Union ยท 1 month ago

Credit Risk Analyst

positionMiddletown, OH
timeFull-time
remoteOnsite
seniorityEntry, Mid Level

MyUSA Credit Union is an over $350 million-dollar, member-owned financial institution seeking a full-time Credit Risk Analyst at their corporate location in Middletown, Ohio. The role involves assisting the Lending Manager in developing strategies to maximize lending production while mitigating risk through credit and risk analysis.

BankingCreditFinancial ServicesInsurance

Responsibilities

Compiles Loss Scenario Analysis to increase and maximize lending production
Explore, recommend, and implement non-credit bureau-based lending criteria and practice, including AI tools
Assist Lending Manager with development of analytics to maximize ROI of our lending initiatives
Develops internal expertise on pre-approval criteria as a credit union core competency
Develops routine reporting and analysis on industry-wide lending plans and initiatives for MyUSA
Ensure compliance with Credit Union policies and procedures, as well as all State and Federal lending regulations and underwriting practices

Qualification

Credit risk analysisLending strategiesFinancial analysisLending platformsMicrosoft ExcelMicrosoft WordMicrosoft PowerPointUnderwriting experienceOrganizational skillsCommunication skills

Required

Strong organizational and analytical skills
Excellent verbal and written communication skills
Working knowledge of various lending platforms
Strong knowledge of financial institution lending strategies, and credit score models
Strong Microsoft Office abilities to include Excel, Word and PowerPoint
Bachelor's degree in business or finance related field, or equivalent through a combination of experience and training

Preferred

Experience in lending and underwriting

Benefits

401(k) Matching
Generous Paid Time Off
Company paid Life, AD&D and Disability Insurance
Credit Union membership
Health, Dental, & Vision insurance
Employee Assistance Program
Flexible Spending Account
Health Savings Account
Tuition assistance
Referral program

Company

MyUSA Credit Union

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MyUSA Credit Union offers services such as online and mobile banking, investments, wire transfer, insurance, and debt management.
dateFounded in 1934
location
Middletown, Ohio, USA
people-size51-200 employees
web-link
https://www.myusacu.com/

Funding

Current Stage
Growth Stage

Recent News

PR Newswire
Auto Financial Group Announces Q4 2024 Results
2025-02-11
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