Credit Analyst jobs in United States
cer-icon
Apply on Employer Site
company-logo

First Savings Bank · 1 day ago

Credit Analyst

First Savings Bank is a family-owned bank committed to providing exceptional service and innovative banking solutions. The Credit Analyst is responsible for analyzing financial data to assess the likelihood of borrowers honoring their financial obligations and making data-backed recommendations based on research and analysis of customer financial documents.

BankingFinancial ServicesInsuranceRetirement

Responsibilities

Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports
Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions
Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions
Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews
Works closely with the loan officer to ensure timely and accurate credit decisions are made
Adheres to all company credit policies and guidelines established by the bank
Other duties as assigned

Qualification

Financial analysisCredit analysisMoody’s AnalyticsBachelor’s degree in FinanceTeam collaboration

Required

Bachelor's degree in Finance, Accounting, or related field required
Candidate must pass a pre-employment screening including credit history and criminal record check

Preferred

2+ years of experience in credit analysis or lending preferred
Experience with Moody's Analytics or similar software strongly preferred

Benefits

Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!

Company

First Savings Bank

twittertwitter
company-logo
First Savings Bank is a banking, insurance, and retirement services provider.

Funding

Current Stage
Growth Stage

Leadership Team

leader-logo
Morgan Larson *
President/CEO
linkedin
leader-logo
Kellie Sahm
Vice President, Chief Deposit Officer
linkedin
Company data provided by crunchbase