First Savings Bank · 1 day ago
Credit Analyst
First Savings Bank is a family-owned bank committed to providing exceptional service and innovative banking solutions. The Credit Analyst is responsible for analyzing financial data to assess the likelihood of borrowers honoring their financial obligations and making data-backed recommendations based on research and analysis of customer financial documents.
BankingFinancial ServicesInsuranceRetirement
Responsibilities
Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports
Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions
Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions
Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews
Works closely with the loan officer to ensure timely and accurate credit decisions are made
Adheres to all company credit policies and guidelines established by the bank
Other duties as assigned
Qualification
Required
Bachelor's degree in Finance, Accounting, or related field required
Candidate must pass a pre-employment screening including credit history and criminal record check
Preferred
2+ years of experience in credit analysis or lending preferred
Experience with Moody's Analytics or similar software strongly preferred
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Paid Vacation, Sick, and Holiday time
A competitive 6% 401k match
And more!
Company
First Savings Bank
First Savings Bank is a banking, insurance, and retirement services provider.
Funding
Current Stage
Growth StageRecent News
First Savings Financial Group, Inc.
2025-08-29
South Africa Today
2025-08-29
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