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GBank · 3 days ago

Commercial Lending Assistant

Las Vegas, NV

Full-time

Onsite

Entry Level

$23/hr - $24/hr

2+ years exp

GBank is a community-focused financial institution that began in 2007 and serves clients across more than 30 states. The Commercial Lending Assistant is responsible for coordinating the loan closing process and ensuring superior customer service while working closely with various stakeholders involved in the lending process.

BankingFinanceFinancial Services

Responsibilities

Upholds, at all times, the Bank’s Core Values of: Integrity, Respect, Positive Attitude, Empowerment, Accountability and Excellence

Delivers on the Bank’s tagline of “Your Best Banking Experience – Ever!” by reinforcing the application of superior customer service through own example along with appropriate follow through with involved customers and employees

Compiles pre-documentation package prior to submission to the loan servicing department for documentation. Verify all authorized signers for Borrowers and Guarantors, active status on Secretary of State, obtain insurance, preliminary title report, and entity documents

Performs pre-documentation due diligence to include running OFAC, preparing BSA, CIP and Financial Document Certification forms, UCC pre-search, and Standard Flood Hazard Determination

Confirms the accuracy of all codes (Product, Purpose, NAICS, HMDA, CRA, and Collateral codes) on the Credit Approval Memorandum

Works closely with credit analysts, title companies, 3rd parties (e.g., HOA, DMV), and clients to coordinate the loan closing process

Coordinates with title companies and prepares title instructions for all real estate secured loans

Responsible for maintaining all loan tickler reports for financial, tax returns, and deposit loan covenants. Assists with preparing tickler statements (letters, emails, and phone calls). Assists with email and phone communications regarding the tracking and collection of tickler items

Provides clients with copies of loan documents. Uploads client and guarantor financials to the bank’s imaging system. Generate financial Tickler Letters

Assists credit analysts in resolving client post-closing inquiries or issues. Answers telephones, answers questions and directs callers to proper Bank personnel

Assumes responsibility for special projects, gathers data and prepares reports for Management, audits, and other personnel

Operates computer terminal or personal computer to process account activity, determine balances and resolve problems within given authority

Assumes responsibility for various department functions in the absence of staff members or in overload situations

Other duties as assigned

Qualification

Bank administrationLending operationsCustomer serviceFinancial analysisRegulatory complianceComputer proficiencyMathematical skillsOrganizational skillsTime managementVerbal communicationWritten communicationInterpersonal skillsProblem solving

Required

Two years of related experience and/or training; Associate degree preferred but not required; or the equivalent combination of education and experience. Work related experience should consist of an in-depth background in Bank administration and compliance skills. Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be applicable to the financial industry

Intermediate knowledge of Bank administration, lending and operations products and services; related state and federal laws and regulations, and other Bank operational policies and procedures

Intermediate experience, knowledge and training in all operational and lending activities and terminology

Ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures

Excellent organizational and time management skills

Advanced skills in computer terminal and personal computer operation; mainframe computer system; word processing and spreadsheet software programs

Intermediate typing skills to meet production needs of the position

Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions, and decimals; locate routine mathematical errors; compute rate, ratio, and percent

Excellent verbal, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees

Ability to deal with complex problems involving multiple facets and variables in non-standardized situations

Must be able to sit for extended periods of time, operate a computer, and telephone

This position requires writing, typing, speaking, listening, lifting (up to 50 pounds), driving, carrying, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, squatting, kneeling, and reaching