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American Eagle Financial Credit Union · 1 week ago

CRA Mortgage Loan Originator

East Hartford, CT

Full-time

Onsite

Senior Level

5+ years exp

American Eagle Financial Credit Union is dedicated to creating a world where financial freedom is a reality. The CRA Mortgage Loan Originator plays a key role in expanding access to sustainable homeownership by serving members in low- to moderate-income communities through relationship-based lending and community engagement.

BankingConsultingFinanceFinancial ServicesInsurance

Responsibilities

Build deep, mission-driven partnerships with government-sponsored entities, nonprofit housing providers, community development corporations, faith-based groups, and local leaders who serve LMI communities

Deliver high-impact education and outreach by conducting workshops, seminars, and financial literacy sessions (minimum 2 per quarter) that empower community members with knowledge about credit, budgeting, and homeownership

Expand AEFCU’s visibility, presence, and credibility in LMI communities through consistent engagement and participation in community events and local initiatives

Drive meaningful growth in mortgage and home-equity production in LMI census tracts by working closely with realtors, housing counselors, and community-based organizations

Serve as a community connector by identifying new partnerships and CRA-eligible opportunities aligned with AEFCU’s mission

Participate in local networking events, homebuyer fairs, and industry collaborations to promote AEFCU’s affordable lending solutions and down-payment assistance programs

Actively solicit mortgage and equity loan applications across community, digital, and referral channels, prioritizing outreach to LMI households and underserved members

Conduct purpose-driven loan interviews explaining AEFCU’s mission-aligned products, affordable programs, and government-sponsored offerings clearly and supportively

Provide high-touch, proactive communication throughout the loan process to ensure borrowers feel informed, supported, and empowered

Respond compassionately and effectively to member needs while maintaining AEFCU’s commitment to dignity, inclusiveness, and equitable access to credit

Conduct pre-approvals focused on identifying pathways to homeownership for LMI and underserved members

Recommend flexible, mission-driven loan structures including affordable products and partner-assisted programs

Provide personalized counseling on budgeting, credit building, savings, and mortgage readiness

Address credit barriers with actionable improvement steps and ongoing support

Educate members on down-payment assistance, closing cost grants, and AEFCU affordable lending tools

Serve as a financial advocate guiding members toward responsible, sustainable homeownership

Achieve production goals, NPS targets, turn-time expectations, and compliance standards

Ensure lending practices meet RESPA, ECOA, TILA, NCUA, and internal policy requirements

Perform other duties as assigned

Qualification

CRA mortgage lendingNMLS registrationFinancial literacy educationCommunity engagementLoan originationBudgeting guidanceCredit analysisRelationship building