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Texas Regional Bank · 1 day ago

Commercial RE Loan Processor - McAllen, TX

Greater McAllen Area

Full-time

Onsite

Mid Level

3+ years exp

Texas Regional Bank is seeking a Commercial Real Estate Loan Processor to manage the documentation requirements for real estate loan transactions. The role involves reviewing loan packages, ensuring compliance with lending guidelines, and supporting the lending staff throughout the loan process.

FinanceFinancial ServicesWealth Management

Growth Opportunities

Responsibilities

Reviews loan submission packages for completeness, accuracy and for initial qualification

Requests required documentation on approvals to include: title search, flood certification, appraisal, proof of paid liens/judgments, and other stipulations listed in approval notes or required by the underwriter

Sets up initial collateral tracking process for new loans

Creates and provides necessary federal and state regulatory compliance documents as mandated by various real estate related laws utilizing bank’s loan processing software

Creates and maintains proper loan files and an organized work area. Keeps files up to date and organized. Files and scans pertinent information as requested

Immediately resolves any issues that would negatively impact the Bank’s future collectability, lien position, equity position, and/or marketability

Once all documentation has been collected, reviewed and approved to close, prepare necessary information for pre-funding

Audits all real estate loan packages to ensure proper signatures, disbursements and documentation is obtained. Immediately reports and resolves any issue that requires corrective action and meets all regulatory timelines

Follows up and completes items that are missing on loans to ensure the bank is in compliance with regulatory mandates

Provides payoffs, loan verifications, and processes releases of lien

Processes paid real estate loan files upon satisfaction of mortgages including sending original documents to borrower, making copy sets for the bank’s file and purging documents not required for retention

Under the direction and guidance of management, prepares, presents and verifies reports

Complies with federal and state regulations and all established bank policies and procedures

Supports and promotes the Bank’s vision, mission and core values, organizational structure and policies and procedures

Must have excellent analysis, observation and decision-making skills

Highly focused, able to rapidly determine key priorities, clearly communicate the priorities and ensure resources are properly aligned

Excellent interpersonal and communication skills are necessary for maintaining effective relationships with Board members, officers, employees, and members of the business and civic community

Individual should be able to work under high pressure situations and a stressful atmosphere while remaining composed at all times

Provides a strong, compassionate and visible leadership, which fosters positive attitudes and trust among employees, and customers

Other duties as assigned

Qualification

Real estate processing experienceLoan underwriting knowledgeAnalytical skillsLoan processing softwareDecision-making abilitiesComputer skillsInterpersonal skillsCommunication skillsTeamwork attitudeWork under pressure