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Latino Community Credit Union · 6 days ago

Senior Lending Compliance and Quality Control Specialist

Durham, NC

Full-time

Onsite

Mid, Senior Level

3+ years exp

Latino Community Credit Union is hiring for a Senior Lending Compliance and Quality Control Specialist. This role is responsible for monitoring regulatory changes, ensuring compliance with lending operations, and conducting comprehensive reviews of loan files to mitigate risks and improve member outcomes.

CreditFinancial ServicesNon Profit

Growth Opportunities

Responsibilities

Monitor, research, and analyze new regulatory changes, trends, and changes in regulatory compliance with laws, rules, and regulations

Ensures adherence to the credit union lending policies and procedures, lien perfections, and maintains the highest standard of quality for our loan documentation

Identify necessary changes to systems and processes and assist in reviewing and updating our policies and procedures

Conduct comprehensive compliance reviews of consumer and real estate loan files to ensure adherence to applicable regulations, including but not limited to: TILA/REG Z, RESPA, ECOA/REG B, HMDA/REG C, FCRA, FDCPA, SCRA, MLA, Flood and Fair Lending Requirements

Serve as subject matter resource for lending staff, leadership, and operations partners

Support internal audits, NCUA exams, and external reviews by preparing documentation, responding to findings, and tracking remediation efforts

Maintain QC tracking, reporting, and metrics to assess risk exposure and process effectiveness

Work independently with minimal supervision to complete assigned responsibilities

Organize, prioritize, and manage multiple tasks effectively to meet deadlines

Demonstrate strong attention to detail while maintaining accurate and thorough work

Apply and maintain a strong working knowledge of lending policies, procedures, and applicable regulations

Exercise sound independent judgment when evaluating information and making decisions

Navigate ambiguity and changing priorities with professionalism and adaptability

Perform other duties as assigned

Qualification

Lending compliance lawsQuality controlRegulatory researchCompliance certificationsConsumer lending knowledgeProject managementAnalytical skillsCredit Union experienceSoftware proficiencyBilingual (English/Spanish)Attention to detailProblem solving

Required

Minimum of 3-5 years of lending compliance and quality control or equivalent experience

Strong familiarity and experience with lending compliance laws, regulations, and guidance and ability to perform independent research

Must be proficient in using available resources to locate and acquire information regarding lending regulations, as well as credit union policies and guidelines

Excellent analytical, problem solving, and project management skills

Solid understanding of consumer and real estate lending

Must be able to speak and write English fluently