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Woodforest National Bank · 1 day ago

Portfolio Manager I

Houston, TX

Full-time

Onsite

Mid Level

3+ years exp

Woodforest National Bank is a diverse and inclusive team within a nationally recognized award-winning bank. The Portfolio Manager I participates in underwriting and loan summary preparation, conducts evaluations of loans, and manages ongoing portfolio related to credit facilities.

Banking

Responsibilities

Works with the Relationship Managers and Credit Administration advising them of the credit risks inherent in loans being proposed and of the relevant loan policies, precedents, concentration risks, and related topics

Compiles and reviews information regarding guarantors and the borrowing company’s financial history and current condition

Oversees spreading of financial statements and tax returns; conducts comprehensive analyses to determine the degree of risk involved and profitability of extending credit or lending money, such as cash flow, trend and industry analysis

Prepares underwriting packages; communicates results and recommendations in a written narrative

Monitors and updates pipeline and other department reports; communicates with relationship managers on status of pending requests

Qualification

Credit risk managementFinancial analysisUnderwritingMicrosoft OfficeCommercial lending experienceAnalytical skillsCustomer service skillsCommunication skillsDetail orientedCritical thinking

Required

3-5 years credit or lending experience in the banking or financial services industry

1-3 years' experience as a credit analyst

Knowledgeable of business development/marketing, and the loan application process which includes accepting applications, gathering any necessary information and processing any applicable documentation in order to successfully package a loan application

Experience in handling and processing commercial loan packages

Working knowledge of lending and credit risk management concepts, practices and procedures

Solid technology and internet skills, including intermediate proficiency in Microsoft Office (Word, Outlook, SharePoint and Excel) and ability to navigate financial software applications

Ability to manage multiple responsibilities and projects in a fast-paced environment with competing priorities and deadlines

Strong analytical skills with the ability to interpret financial data and identify trends

Good attention to detail and concern for data accuracy

Excellent critical thinking and decision-making skills; demonstrated ability to make sound business judgments

Strong customer service and communication skills, including technical writing abilities

Independent and self-motivated

Detail oriented

Good verbal and written communication skills

Good analytical skills

Good interpersonal skills

Good customer service skills

Bachelor's degree in Accounting, Business, Finance or Economics