Builtwell Bank ยท 1 day ago
Consumer Credit Officer
Chattanooga, Tennessee, United States
Full-time
Onsite
Entry, Mid Level
1+ years expBuiltwell Bank is committed to offering a performance-driven environment for its associates. The Consumer Credit Officer will underwrite consumer loan requests, ensuring prompt delivery of decisions and analyzing financial statements.
BankingFinanceFinancial Services
Responsibilities
Underwrite and decision Consumer loan applications and ensures the satisfactory and prompt delivery of all loan underwriting decisions
Analyzes financial statements including but not limited to personal and business tax returns, personal financial statements, etc
Conducts consumer credit investigations
Communicates loan decisions to lending staff and upper level/executive management team
Identifies and communicates other pre-approved products and services to lending staff
May conduct loan training for Retail lending staff
Product knowledge including loan terms, loan policy, product matrices, policy exceptions and workflow
Participates in new Consumer product development and implementation
Excellent written and verbal communication skills
Excellent analytical skills
Ability to handle several tasks at once (multi-tasker)
Ability to work in a fast paced, team oriented environment
Sense of urgency is necessary
Working knowledge of both personal and business financial statements, tax returns and personal credit reports
Working knowledge of real estate appraisals/property evaluations
Working knowledge of regulatory policies & procedures
Qualification
Required
Bachelor degree or equivalent work experience
Excellent written and verbal communication skills
Excellent analytical skills
Ability to handle several tasks at once (multi-tasker)
Ability to work in a fast paced, team oriented environment
Sense of urgency is necessary
Working knowledge of both personal and business financial statements, tax returns and personal credit reports
Working knowledge of real estate appraisals/property evaluations
Working knowledge of regulatory policies & procedures
Preferred
1-3 years of Consumer Lending and/or Underwriting experience
Working knowledge of Microsoft Excel & Word
Company
Builtwell Bank
Builtwell Bank is a community bank that offers loans, mortgages, insurance, credit cards, and other banking services.
201-500 employees
H1B Sponsorship
Builtwell Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2022 (2)
Funding
Current Stage
Growth StageLeadership Team
Mitch Sanford
President
Company data provided by crunchbase