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TD · 3 weeks ago

Home Mortgage Disclosure Act (HMDA) Data Integrity Testing Specialist – Fair Banking Compliance

Mount Laurel, NJ

Full-time

Hybrid

Mid, Senior Level

$95K/yr - $155K/yr

5+ years exp

TD is one of the world's leading global financial institutions, and they are seeking a Home Mortgage Disclosure Act (HMDA) Data Integrity Testing Specialist to join their Fair Banking Compliance team. In this role, you will perform complex data integrity reviews to ensure the accuracy of HMDA Loan Application Register data and provide compliance support across various business lines.

BankingFinanceFinancial ServicesWealth Management

Responsibilities

Perform complex data integrity reviews within deadlines to ensure the accuracy and completeness of Home Mortgage Disclosure Act (HMDA) Loan Application Register (LAR) data prior to annual filing to the Consumer Financial Protection Bureau (CFPB)

Produce accurate reporting of findings identified in data integrity reviews which are provided to Senior Management across Business and Compliance Teams

Provide HMDA compliance support to Residential Lending, Small Business & Commercial, and/or Capital Market business lines

Partner with the Compliance Unit Advisory teams to present objective guidance to the business lines promoting strong Compliance controls and processes that are in effect to mitigate inherent associated risk

Assist in response to periodic examinations by regulatory agencies and internal audit

Handle ad-hoc requests related to the HMDA LAR

Review policies, procedures, and other business line documents to ensure compliance with regulatory requirements

Qualification

HMDA reporting requirementsWiz SaaSEncompassMicrosoft OfficeData analysis methodsCommunication skillsAttention to detailIndependent work

Required

Ability to pay high attention to details and deliver under tight timeframes with multiple key stakeholders with different needs/requirements

Ability to work independently and prioritize and manage own workload to deliver quality results and meet assigned timelines

Preferred

Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science)

Graduate's degree preferred with either progressive project work experience, or; 5+ year of relevant experience; higher degree education and research tenure can be counted

Advanced knowledge of HMDA reporting requirements strongly preferred

Advanced knowledge of Wiz SaaS strongly preferred

Advanced knowledge of Encompass strongly preferred

Proficiency in Microsoft Office applications. Advanced Excel strongly preferred

Solid knowledge of Residential Lending and/or Small Business/Commercial Lending compliance advisory standards, procedures, laws, rules, regulations and controls

Solid knowledge of broader enterprise lending platforms (i.e. Encompass, nCino, Fidelity) and data sources with ability to interpret data

Skill in using analytical software tools, data analysis methods and reporting techniques

Strong written and verbal communication skills including a demonstrated ability to clearly provide reports that identify and quantify risk