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Kentucky Farm Bureau Insurance · 1 week ago

Underwriter I (Commercial Lines)

Louisville, KY

Full-time

Onsite

New Grad, Entry Level

Kentucky Farm Bureau Insurance is seeking an Underwriter I to review and analyze underwriting information to determine if individual risks meet corporate standards. The role involves evaluating applications, maintaining relationships with agency personnel, and ensuring compliance with underwriting guidelines.

Financial ServicesInsuranceReal Estate

Responsibilities

Review applications, re-inspections and policy changes to evaluate, classify, terminate and/or modify policies according to underwriting guidelines

Acquire and maintain knowledge of applicable policy contracts, endorsements, forms, manuals, coding information and other material pertinent to this position

Develop and maintain strong, long-term relationships with agency force and state office personnel

Communicate with agency force in an effective and collaborative manner

Use Motor Vehicle, Comprehensive Loss Underwriting Exchange Reports and other investigative reports to determine the acceptability of the risk

Review and understand statistical information such as loss ratios and other company reports

Assist agency staff with new systems and procedures

Counsel with policyholders by phone and in person if needed

Participate in departmental or organizational projects as needed

Return telephone calls and other correspondence promptly and with courtesy

Participate in all internal company training and continuing education

Comply with Company Guidelines as defined in the Underwriting Manuals

Responsible for production and profitability of business in assigned agencies

Participate in specific company directives focusing on profitability

Attend and participate in meetings as required

Regular and predictable attendance

Be adaptable, dependable, logical, investigative, and demonstrate positive thinking

Be able to receive constructive criticism

Coordinate and complete several tasks under time constraints

Be able to reason, negotiate and solve problems

Interpret and communicate policy contract and underwriting guidelines

Deal with others in a diplomatic and professional manner

Represent KFB in a professional manner

Relate and interact with agents, agency personnel, customers and fellow KFB employees

Travel overnight; attend meetings and conferences as requested

Conduct agency visits as requested

Provide supportive attitude toward department and corporate goals

Strive to provide positive leadership ability

Qualification

Bachelor’s DegreeGeneral Insurance CertificateUnderwriting ExperienceMath AptitudeComputer SkillsVerbal CommunicationOrganizational SkillsProblem-Solving SkillsCreative ThinkingSelf-Motivated

Required

Bachelor's Degree or a combination of formal education, training and experience to acquire knowledge and skills generally equivalent to those possessed by a college graduate

General Insurance Certificate (INS 21, 22, 23)

Good verbal, listening and written communication skills

Good math aptitude

Good organizational and public relations skills

Good computer skills

Good problem-solving and creative-thinking skills

Self-motivated with the ability to work independently

Standard to above average performance